Ring Facing Jail Over Use of CPN and Alternative Ways to Restore Credit

Jail

United States Attorney Robert J. Higdon, Jr. announced the unsealing of a Second Superseding Indictment charging the following: Michael Anthony Griffin, Sr. (“MGriffin”) 52, of Knightdale, North Carolina; Regina Griffin (MGriffin’s sister), 48, of Raleigh, North Carolina; Angela Griffin (MGriffin’s wife), 52, of Knightdale, North Carolina; Creshun Alexandria Griffin (MGriffin’s daughter), 26, of Knightdale, North … Read more

Why Are You a Sheep and Publishing False Information About Credit Privacy Numbers? I’m Going to Get You.

Question: Dear Steve, Why are you writing false information about that group and using that douchebag for all your information?? This is the problem your a sheep like everyone else you dont truly do your homework just let someone else feed it to your. YOU my friend are bullshit im just giving you the heads … Read more

CPN Numbers Are “Totally Legit” So Read This Now Before You Get Your Tradeline

If you’ve been to the corners of social media you may have seen posts offering a CPN to get credit with. A CPN is a Credit Profile Number, Credit Protection Number, or Credit Privacy Number which is used in place of your social security number to get credit. I’ve written about CPN numbers in the … Read more

SCN, CPN, File Segregation and Other Tricks to Hide Bad Credit Are Illegal

‘File Segregation’: New ID Is a Bad IDea If you have filed for bankruptcy, you may be the target of a credit repair scheme called file segregation, SCN or Secondary Credit Number, or CPN or Credit Profile Number. In this scheme, you are promised a chance to hide unfavorable credit information by establishing a new … Read more

Is 720 Funding Really Offering Illegal Credit Repair and Bogus CPN Numbers?

As part of a look around the internet to see what credit and debt offers were about I found this ad for a company called 720 Funding at 720funding.com. That ad led me to their website where they offer what appears to be advanced fee credit repair packages with upfront fees of $5,500. Consumers should … Read more

Reader Wants a Refund From Lang Smith Who He Paid Advance Fees to For Credit Repair. No Refund Received.

Not all that long ago I wrote an article about an email Credit Mastery Challenge sent out. You can read it here. In the comments for that article a reader, Elliott, came forward and make a claim that he had paid for services and asked for a refund in accordance with his agreement and Lang … Read more

New Jersey Says to Avoid Credit Repair Scams. Puts Out Interesting Video.

The Garden State has launched a campaign to help warn consumers about credit repair scams. Theor campaing is replete with a credit repair brochure, video and radio ad. NJ Credit Repair Warning I did laugh out loud at the video they put put below. The guy in the video, who apparently overspends on his credit … Read more

CPN – Credit Profile Number / Credit Privacy Number – Craigslist Scam to Watch Out For

While searching out scams to avoid recently I came across many that were willing, for a fee, to help me repair bad credit using a CPN or Credit Profile Number. There is a lot of misinformation online about the CPN but what you need to know is you can’t use a fictional number in place … Read more