See my research, posts, and articles on credit card debt, including payoff strategies, interest traps, and relief options. Click the link to explore key insights!
At a recent home show, we were grabbed by a debt settlement company salesperson who offered to save us at least 40 percent in our effort to get out of debt — not that we have any. Another salesperson hawked a software program that would direct us …
Therapist: Financial Infidelity Can End Couples Fox5 KVVU, NV – 41 minutes ago It can be anything from keeping credit card debt a secret to hiding money from a spouse. "I'd say finances and financial stress is one of the number one …
Consumer spending accounts for two-thirds of US economy Minnesota Public Radio, MN – 49 minutes ago It's now at its highest point in decades at nearly 71 percent and, perhaps not surprisingly, credit card debt has climbed along with it. …
Quick Answer: Simply ignoring creditors is not equivalent to bankruptcy, as unpaid debts can be sold to collection companies and resurface later. For someone with $20,000 in credit card debt and no ability to pay, bankruptcy provides a legal resolution that permanently eliminates the debt rather than leaving it to potentially cause future problems.“Dear Steve,I …
Quick Answer: Financial crises severely impact workers’ mental health, with 90% of American workers losing sleep over money worries and one-third of British workers fearing job loss. The widespread anxiety over debt, mortgages, and living costs creates workplace management challenges as stressed employees struggle to maintain focus.Fears over job security, paying the bills or even …
Outrage Over Credit Cards with 222% APR QCK, UK – 1 hour ago The money must then be repaid at a rate that is more than 10 times the average APR of a credit card. Debt groups and politicians have expressed anger at the …
Quick Answer: Someone facing potential layoff should prepare immediately by building emergency savings, updating their resume, and networking for new opportunities. The author emphasizes that layoffs don’t reflect personal worth, as even valuable employees can lose jobs due to business circumstances beyond their control.“Dear Steve,When I read the news I get so afraid that I …
Quick Answer: When facing $23,000 in credit card debt with insufficient income to cover minimum payments, bankruptcy becomes a legitimate option alongside debt settlement or negotiation. The advisor suggests not dismissing bankruptcy on religious grounds, as it’s a legal solution for overwhelming debt that exceeds available income.Lenora wrote to me and asked:Dear Get Out of …
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Think of this as me — just in AI form. I've walked in your shoes. I filed bankruptcy myself in 1990, and in over 30 years of experience I haven't seen a situation that can't be worked through or a person who deserves judgment. Everything here is built on that experience, that research, and genuine care for you. I can't be there in person. But I can be here.
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