How to Gift Unforgettable Experiences Using Credit Card Points

Giving gifts can bring joy, but it can also be a source of stress. Fortunately, finding the perfect presents may be getting a bit easier, thanks to shifting consumer preferences. In a recent Eventbrite and Harris Poll survey, 63% of U.S. adults indicated that they’d prefer to receive experience gifts over material gifts, and 59% of …

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Can I Use My American Express Points to Settle My American Express Card Balance?

Question: Dear Steve, I have a $19,000 balance with American Express. I also have like 500,000 points. If I settle what will happen to the points? Can they be applied against the settlement amount? Jose Answer: Dear Jose, You ask a great question. You will need to do something with your points before you even …

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