How to Use a Credit Card Without Getting Into Debt

Nobody dreams of waking up buried under 29% APR and a mountain of shame. But here we are—dreading every credit card statement like it’s a jury summons. Here’s the $16,000 truth (yep, that’s the average U.S. household credit card debt): Credit cards aren’t the problem. It’s how we use them that gets us stuck. So, …

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The Credit Card Game: How to Win Without Debt

Think credit cards are dangerous? Think again. Some personal finance gurus act like you’re holding a ticking time bomb, but the truth is—credit cards don’t get people into debt, bad decisions do. In this episode of The Get Out of Debt Guy Podcast, I’ll break down the real way to win the credit card game, …

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