Recently Divorced Mother of Three Has Credit Card, Medical and School Debt. – Gail

“Dear Steve, Recently divorced mother of 3. I still have a great deal of credit card, medical and school debt. I am only working part time and would really like to begin making some type of payments to my creditors no matter how small until my emploument situation emproves. Should I contact each of my … Read more

A Secret You Are Not Supposed to Know – Citibank CCCS Credit Counseling Terms

I’ve written a lot about the misperception that people have that going into a CCCS or credit counseling program involves some sort of negotiation with your creditors. It doesn’t. You will notice that none of the credit counseling groups say that they are there to defend you and put you first. This is because no … Read more