I Paid a Credit Repair Company and Nothing Happened. Here’s What to Do
I paid a credit repair company and got nothing back. Here is exactly how to get your money back fast, and what federal law says they owed you all along.
credit repair organizations act
The FTC Says a $200 Million Credit Repair Scheme Used Google Ads to Target Military Servicemembers
The FTC says a credit repair network used Google ads to target servicemembers owing AAFES and USAA debts — and what it allegedly did next should worry you.
The Nonprofit Loophole in Credit Repair Law: How Big Is It Really?
Federal credit repair law exempts 501(c)(3) nonprofits. Here is what that carve-out actually does, and how to check any organization.
When You Search for Your Debt Collector, Who Actually Answers the Phone?
People searching for their debt collector have told the government they reached a credit repair company instead. Here’s how to confirm who answered before you share anything.
New Bill Would Ban Credit Repair Companies From Charging Until They Prove Results
Bipartisan Ending Scam Credit Repair Act would ban upfront fees, prohibit dispute jamming, and require state registration for credit repair companies. Here’s what it means.
What Can I Do If a Credit Repair Company Took My Money?
A credit repair company that takes money upfront and delivers nothing may have violated federal law. Here’s what CROA says and your options for getting your money back.
The FTC Case Against Financial Education Services Is Still Open. Here Is the Full Story.
Quick Answer: The FTC case against Financial Education Services (FES) is still active. A $324 million judgment was entered in August 2024, but the case is not closed — the FTC is now sending $10.9 million in refund checks to 443,048 affected consumers, the founders are under active compliance monitoring, and a $312 million suspended …
Gallant Law Group Lawsuit: Debt Relief Firm Charged $4,000, Then Failed to Appear in Court
A Milwaukee couple is suing Gallant Law Group and its attorneys after allegedly paying $4,000 upfront for debt settlement services that were never delivered — and suffering a default court judgment while their law firm stayed silent.
Credit Repair Scam Complaints: What Records Show
Quick Answer: The FTC halted Texas-based Turbo Solutions Inc. (doing business as Alex Miller Credit Repair) for allegedly defrauding consumers out of millions by falsely promising to remove negative credit report items through “advanced disputing” and filing fake identity theft reports. The federal court issued an injunction against the company and owner Alex Miller for …
Litigation Practice Group Complaints: What Records Show
Quick Answer: Litigation Practice Group offered to settle $12,000 in debt for $5,700 over 19 months, but debt settlement companies typically damage credit scores significantly. The couple improved their credit from 430-519 to adding multiple cards and a $23,000 car loan, so settlement would likely reverse this progress.Question:Dear Steve,Two years ago, My credit report was …
