I Paid a Credit Repair Company and Nothing Happened. Here’s What to Do
I paid a credit repair company and got nothing back. Here is exactly how to get your money back fast, and what federal law says they owed you all along.
credit repair scam
The FTC Says a $200 Million Credit Repair Scheme Used Google Ads to Target Military Servicemembers
The FTC says a credit repair network used Google ads to target servicemembers owing AAFES and USAA debts — and what it allegedly did next should worry you.
They Said I Have to Pay the Credit Repair Company First
Told to pay a credit repair company before it helps you? Federal law bans advance fees — and you can dispute credit report errors yourself for free.
Were You a Growth Cave Customer? Here’s the Truth About FTC Refunds — and What to Do While You Wait
The FTC shut down Growth Cave and banned its owners for life. But will victims get refunds? Here's the honest answer — and how to avoid the second scam that targets victims.
They Said to Dispute Everything as Identity Theft. That TikTok Trick Is a Federal Crime.
Viral TikTok “credit sweeps” tell you to dispute every debt as identity theft. The FTC warned in January 2026: that’s a federal crime, not a loophole. Here’s the truth.
What Can I Do If a Credit Repair Company Took My Money?
A credit repair company that takes money upfront and delivers nothing may have violated federal law. Here’s what CROA says and your options for getting your money back.
Former Employee Sues Milwaukee, The Credit Repair Shop, Says Commission Records Prove Illegal Upfront Fees
A former employee of The Credit Repair Shop in Milwaukee filed a federal lawsuit alleging the company charged illegal upfront fees for four years — and has the internal commission spreadsheets to back it up.
The “Clean Slate” “Credit Washing” Credit Repair Trap: It’s a Federal Crime, Not a Secret
The ‘Clean Slate’ credit repair scheme promises a new credit profile by altering your Social Security number or filing false disputes. It’s a federal crime that has sent people to prison for decades — despite marketers insisting it’s legal.
FTC Bans Growth Cave Operators After $50 Million Business Opportunity Scam
The FTC has permanently banned Growth Cave’s operators from selling business opportunities and credit repair services after their scheme cost consumers nearly $50 million. The defendants must liquidate luxury assets to provide consumer refunds.
Consumer Legal Group Sued After Failing to Appear When Creditors Sued Client
A Milwaukee woman has filed a federal lawsuit against Consumer Legal Group P.C. alleging the law firm failed to negotiate her debts and did not show up in court when creditors sued her—despite promises of legal representation.
