credit repair scams

Credit Repair vs. Credit Fraud: Why “Fixing Your Score” Might Wreck Your Life

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TL;DR:Fixing your credit isn’t hard. But the booming billion-dollar “credit repair” industry wants you to think it is—so they can sell you lies, fake identities, and fraud that might land you in prison. 🎭 The Scam That Looks Like a Solution It always starts the same way:“Erase bad credit fast.”“Start over with a new number.”“Get …

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The Death of the Consumer Financial Protection Bureau: What It Means for You (and Your Wallet)

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Imagine waking up to find that all the rules keeping your bank from charging you $50 every time you sneeze the wrong way have vanished overnight. That’s essentially what’s happening as the Consumer Financial Protection Bureau (CFPB) is being dismantled in early 2025. Led by Acting Director Russell Vought, the agency has been ordered to …

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