Home > Tag Archives: credit-repair (page 4)

Tag Archives: credit-repair

Can a JAG Lawyer Help Me Clean Up My Credit Report? – Nathan

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“Dear Steve, I have multiple accounts on my credit that are in outstanding order. However, I also have 4 derogatory accounts that have brought my credit down quite considerably. Since a civilian lawyer can help by sending letters to credit companies and the business itself to dispute or investigate further (for usually a large fee), can JAG do the same ... Read More »

    I Paid “The Credit Card Solution” and Bob Lindsey to Eliminate My Debt. Turns Out They Were a Scam. – Walter

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    “Dear Steve, My name is Walter and I’m currently a senior psychology major at [XXXX] College. I have amassed over $10,000 in credit card debt from buying everything from a computer, Playstation 3, and even a High Def Television. As you can see, I really didn’t need any of the things that I bought and it has been really tough ... Read More »

      I Would Like to Clear Up My Credit A.S.A.P. – Ginger

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      Ginger “Dear Steve, I have had Identity theft happen to me and I have also messed up my credit. I want to move in July 2009. I would like to clear up my credit a.s.a.p. What are the best solutions to clearing up my credit? Ginger”   Dear Ginger, Clearing up your credit is a rather simple affair that you ... Read More »

        My Credit is Bad From Worn Tires on a Leased Car. – Sheryl

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        “Dear Steve, I leased a car from GMAC and at the end of the lease we turned the car in and they evaulated it and decided we had too much wear on the tires, so they billed us over $700, I called and negotiated a lower price of approx $500. and paid that right away, but what I was unaware ... Read More »

          I Paid for Credit Repair. Was That and Trying to Do ‘Pay to Delete’ a Smart Thing to Do? – Tiffany

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          “Dear Steve, ONE year ago in march I paid a credit repair person over $500.00, they were recommended by a mortgage lender I saw. He told me it would take 4 to 6 months and my score will be were I needed it to be. Totally hasn’t been the case. I spoke with the manager of the company who knew ... Read More »

            Seven Easy, Surefire, Guaranteed Ways to Trash Your Credit

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            I spend a lot of time helping people resolve credit issues and getting finances under control. Now it’s time to give guidance to those folks who are desperate to screw-up their credit. Who’d want to do that, you say? Plenty of folks are in an all-fired rush to make bad credit mistakes. Here’s how they developed the worst credit scores ... Read More »

              I Have Paid Debt I Want Removed From My Credit Report. – Sara

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              Sara “Dear Steve, I had 5 outsanding debts, that I never paid any payments on from 2004 I took out a small loan, and paid them all off in 2006(which I have paid on time to this day). Now that all five accounts are closed, How do I get them to take it off my report? Do I have to ... Read More »

                California Sues Credit Repair Business for Operating Illegally

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                California Attorney General Edmund G. Brown Jr. today sued Todd Swick and Michael Sardo, owners of Los Angeles based Executive Financial Credit Services, for ignoring “repeated warnings” to register with his office and post a $100,000 bond with the Secretary of State. “Swick and Sardo violated California law by refusing to register their credit repair business with the Attorney General’s ... Read More »

                  I Can Afford to Payoff My Old Debt. Should I? – Emma

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                  Emma “Dear Steve, I was financially reckless as a college student, incurring approximately $22,000 in various credit card debt that I ignored throughout graduate school & post-graduate training. Well, now I’m all done and I make a lovely, lucrative salary. I want to buy a house. My credit score is in the low 500s. I can afford to pay off ... Read More »

                    American Credit Experts and Legal Credit Repair Center Settles With FTC Over Credit Repair Infractions

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                    A federal court has ordered a credit repair operation and its principals to stop making false claims and requiring advance payment for credit repair services. See the court order here. The agreed-upon court orders are a result of a settlement between the Federal Trade Commission and the “credit repair” defendants. The Commission sued the defendants in October 2008 as part ... Read More »

                      I’m Being Chased For a Repo From Six Years Ago. – Steve

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                      “Dear Steve, I went through a bad time financial about 6 years ago. In 10/2004, I turned a vehicle back into the lender that financed it MMCA. I only ever heard from them once by phone and recently, in the last 90 days, they have transferred the old debt to a collection company showing it as an unsecured debt. This ... Read More »

                        Florida Credit Repair Firm, U.S. Credit Find, Reaches Settlement With Illinois Attorney General

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                        Attorney General Lisa Madigan has shut down the alleged “phone cramming” operations of a Cape Coral, Fla., credit repair company that placed unauthorized charges on the phone bills of thousands of Illinois consumers, small businesses and local governments. Through a settlement agreement reached with the Attorney General, US Credit Find and its owner, Aaron Stanz, have agreed to cease participating ... Read More »

                          I Am a City of Houston, Texas Employee and Need to Repair My Credit so I can Build a House. – Jocelyn

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                          Jocelyn “Dear Steve, I am a 15 year City of Houston, Texas employee. My gross income is about $27,000 a year. We get no raises or cost-of-living adjustments. However, despite my low income I have managed to purchase a piece of property. Years ago I became ill with a form of cancer and ended up filling for bankruptcy. My credit ... Read More »

                            How Long Will it Take Me to Raise my Credit Score by 100 Points? – Thomas

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                            Thomas “Dear Steve, 530-590 credit score… have gone late on several payments on credit card and car loan over past year… (current for the past 3 months) Had one item (an old utility bill) go to collections. I had no clue my score was this low. How long does it take to raise your credit score by approximately 100 points. ... Read More »

                              How Can I Get Out of Debt Quickly and Fix My Credit Report? – Manny

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                              Manny “Dear Steve, I have five credit cards and I have made agreement with two out of five creditors, the other 3 creditors do not want to help me out. What can you advise me to do. I have five cards all five cards comes to 21000, my daughter will be in colllege in about 51/2 years and I want ... Read More »

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