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5 Ways You’re Accidentally Wrecking Your Credit

It’s one thing to knowingly make decisions that hurt your credit score. We’ve all been there, and sometimes tough decisions must be made. But it’s an entirely different situation to accidentally wreck your credit. In some cases, we make decisions without realizing the impact on our credit. In other cases we may know that certain …

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I Have Good Credit But a High Utilization Rate on One Card. What Should I Do? – William

“Dear Steve, I have good credit, and have several credit cards. On one, I have a utilization that is at around 50% (slightly more), and on another I have a zero balance. I am nervous that the one at 50% is high enough that it might effect my credit. Would it be wise to use …

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