Credit Associates or is it CreditAssociates – Mailer Review

A reader sent in a mailer they received from CreditAssociates from Dallas, Texas. The mailer looks like a typical settlement mailer but it does contain this interesting line, “Upon program completion, the credit bureaus should be notified by your creditors that your debt has been satisfied in full for less than the balance owed. And … Read more

WSJ Article Slays Debt Settlement Companies Using Personal Loan Offers to Bait and Switch

The Wall Street Journal recently published an article “That Offer to Make You Debt-Free? It Can Make You Worse Off.” I’ve long been critical that some personal loan offers being mailed to consumers are potentially a bait-and-switch tool to tell people they don’t qualify for a loan and instead are switched to an expensive debt … Read more