Current On Our Bills But Want to Get Credit Relief Settlement Help. – Michael

“Dear Steve, my wife and I have approx. 85K in credit card debt. We are current on all payments, however, are making little to no progress to pay these cards down. We would be interested in a debt settlement that would lower our interest rates on the debt so we could pay them off over … Read more

We Are Confused And Not Sure What to Do to Get Out of Debt. – Penelope

“Dear Steve, We remodeled our home, refinanced, bought vacation time shares (which we enjoy), had unexpected expenses for our son who was going to JC, living at home, not working, and needed COBRA coverage. (He is now away at school on grants and loans). We had high credit card debt that was steadily decreasing as … Read more

We Are Current on Our Bills But Not Getting Anywhere. We Need a Get Out of Debt Plan. – Steven

“Dear Steve, I have a good job, a large family, and a lot of debt. We were debt free except for a house note at one time, but reached a point where both vehicles needed to be replaced. Frustrated with our used vehicles and repair bills, we bought new vehicles, and have around 45k in … Read more

I’m Making My Minimum Payments But It’s Getting Tough. – Barbara

Barbara “Dear Steve, What can I say. With the ecomony the way it is it seems that prices for everything continues to rise but my paycheck doesn’t. I am grateful to have a job but the interest rates on my cards are making it extremely difficult to balance my family needs such as, groceries, car … Read more

We Have Four Kids, My Wife Works Two Days a Week, And I Don’t Know if I Should Pay the Bills? – Scott

Scott “Dear Steve, $28,000 in debt on credit cards and medical. Wife works 2 days a week and does not bring in a significant portion of income to help. Have 4 children in house (2 of ours, 3 and 1 years old) and 2 step children (my wife’s)). My oldest step-child is pregnant and due … Read more