WRAL’s North Carolina story is a useful spark—but the real decision comes down to completion, cost, and what your field actually pays. A recent WRAL report said college “often pays” in North Carolina—citing Strada’s finding that more than two-thirds of in-state graduates see a positive 10-year return. That’s encouraging, and it aligns with national data. …
A Complete Guide to Critical Thinking About One-Size-Fits-All Debt Advice PART 1: WHAT WE’RE ACTUALLY CRITIQUING The Core Claims of the Ramsey Method Dave Ramsey’s “Baby Steps” system claims to be the definitive path out of debt: The Baby Steps: The Core Dogma: The Revenue Model: Total annual revenue: Estimated $200+ million Key observation: His …
Let’s talk about something almost nobody wants to admit out loud:Bankruptcy might actually make more sense the older you get. If that sounds backwards—good. Because we’re about to unpack why the advice most people hear (“you’re too old to ruin your credit”) is not just outdated, it’s financially dangerous. Here’s the truth: when you’re 45, …
Wondering if Debt Free Teacher is a scam or a legit way to pay off debt? We break it down—no fluff, just real talk on what works and what doesn’t.