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Tag Archives: dave ramsey

The Moral Hypocrisy of Avoiding Bankruptcy. It’s Good Enough for Your Church.

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Having lived through bankruptcy myself I find it very interesting to observe the camps of bankruptcy lovers and haters. Admittedly I was once in the avoid bankruptcy camp because I just wasn’t well prepared for the experience and didn’t have the right frame of mind. But recent news of the Catholic church filing bankruptcy yet again to deal with claims ... Read More »

    Why Dave Ramsey Fans Need to Think for Themselves

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    Yesterday on Facebook I posted a link about this recent article, How to Borrow Your Way Out of a Student Loan Default and Lower Your Payment. I thought the article was filled with some really important advice about how to get your federal student loans out of default and avoid being sued, having tax refunds intercepted, or wages garnished. One ... Read More »

      While I Don’t Always Agree With Dave Ramsey, He’s Right On This

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      Dave Ramsey calls American’s stupid when it comes to student loans. Judging by the number of questions I get like he described, he’s on to something here. Read More »

        Helanie Olen Talks About Bad Advice by Suze Orman, David Bach and Dave Ramsey


        Author Helanie Olen has recently released a new book title Pound Foolish: Exposing the Dark Side of the Personal Finance Industry. In this book she discusses the blind faith of many to follow the personal finance advice of popular financial gurus without question. She also talks about the issues surrounding financial literacy and the fallacies about it’s effectiveness. For me ... Read More »

          Debt Related PTSD and Financial PTSD Quietly Hurts Many


          We commonly think that post-traumatic stress disorder (PTSD) is something that only combat troops face. It’s thought of as an effect only of war. But that’s not the whole story. Through news reports and media coverage we are also aware of the ripples and problems PTSD can create in the lives of many brave military members after they return home. ... Read More »

            Dave Ramsey’s Hatred of Bankruptcy and Credit Cards Makes No Logical Sense

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            I should probably never preface an article with this but here goes. If you are a die hard Dave Ramsey fan you are probably going to disagree with what I have to say. I get it. But all I ask is that you read the post, think about it, and then let’s engage in a discussion in the comments section ... Read More »

              We’ve Been Following the Dave Ramsey Snowball Plan But It’s Not Working for Us. – Shannon

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              “Dear Steve, My husband lost his job in October 2009. We had to fight the company to get his unemployment, but eventually won. After about six months of searching, he found a job with a university that would give him the opportunity to go back to school to earn his master’s degree for about 90% off the cost of tuition, ... Read More »

                I’ve Seen Ads for Accredited Debt Relief, InCharge Debt Solutions and Dave Ramsey. Which Should I Use? – Don

                “Dear Damon, Almost $20000+ in credit card debt. Also owe IRS back taxes. Thinking of debt relief or debt settlement for credit card debt and looking for help with budgeting money. Alot of people I now use Dave Ramsey but I need to get my payments down do I have more breathing room with my funds. I have seen add ... Read More »

                  Dave Ramsey – Scam, Complaint, Review, or Praise?

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                  Please share your experience with this debt relief company and provide your review and feedback, in the comments section below. The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might ... Read More »

                    WE’RE DEBT FREE!!!! – Video

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                    For your enjoyment. Get Out of Debt Guy – Twitter, G+, Facebook Need More Help? Read More »

                      I’d Like to Help People Eliminate Debt and Manage Their Money Using Christian Principals. – LaShaundra

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                      “Dear Steve, -University of Alabama at Birmingham student, basketball player -majoring in Psychology with minor in Sociology -soon to pursue a Finance minor -very interested in counseling people about debt and money problems -eager to get people to change their mentally about spending more than they make I just recently realized what I wanted to do for a living and ... Read More »

                        We Tried the Dave Ramsey Snowball Approach But it Got Us Nowhere. – Janet

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                        “Dear Steve, My husband and I thankfully are still employed. We make about 175K combined per year. We have 52K in credit card debt, and our home has no equity (took out equity to pay off debt about 5 years back…big mistake.) I used to get large bonuses (and we would pay down debt) however the comp plan has changed. ... Read More »

                          Dave Ramsey Says to Stop Paying the Credit Cards. – Leigh Ann

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                          “Dear Steve, We dont make enough money to pay all the bills at one time. (I know you are rolling your eyes because everyone who asks a question probably has the same problem) I am looking to get a full time job but have not had any luck as of yet. We have set up 8 credit cards with a ... Read More »

                            We’ve Been Following the Dave Ramsey Plan But It’s Not Working For Us. – Sara

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                            “Dear Steve, My husband lost his job last year. I also found out he was hiding some credit cards. After all was said and done I found out we were 100K in cc debt. He now has a great job – makes 200K/ year. But we had to move to Manhattan where the cost of living/taxes are so high. We ... Read More »

                              We’ve Been Following the Dave Ramsey Plan But It Is Getting Difficult. – Mark

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                              “Dear Steve, We have approx. $44K in revolving debt. I have been trying to follow the Ramsey plan for a few years but it is getting increasingly difficult to “live like no one else now so that I can live like no one else later!” I am considering a debt counseling service to see if we can negotiate a reduced ... Read More »

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