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Tag Archives: debit card

Use a Debit Card from Chase Bank? Prepare to Have it Declined.

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Chase Bank is talking about significantly reining in debt card transaction limits to $50 or $100. The reason, so the can make more money. Recent legislation capped the amount the bank can charge retailers per transaction for using a debit card. Currently it is 44 cents per debit card transaction but soon it will be limited to 12 cents. I ... Read More »

    Western Union MoneyWise Prepaid Debit Card – Debt Relief Television Commercial

    Commercial Name: Western Union MoneyWise Prepaid Debit Card Record Date: 11-07-2010 Network/Channel: BET Description: Western Union MoneyWise debit card with no monthly maintenance fees, no transaction fees, no overdraft fees, but it does come with other fees mentioned only in the small print. While the commercial presents the card in glowing terms without many fees or restrictions, once you read ... Read More »

      Banks Target MVBs, Most Vulnerable Bankers, to Keep Overdraft “Protection” Before Regulation E Comes Into Effect

      Samples of Opt-In Marketing Strategies to Financial Institutions

      Overdraft “protection” as we know it in America will make a positive change August 15, 2010. Considering to protect something means to cover or shield from exposure, injury, damage, or destruction, overdraft “protection” is anything but that. I view it as one of those “convince” fees. Let’s just call it what it is: a service charge. Most banks charge a ... Read More »

        Credit Card or Debit Card: The Great Debate

        Credit Card vs. Debit Cards A Side-by-Side Comparison

        Having trouble getting approved for a credit card? Do you have bad credit? Maybe a debit card is the answer. Today, more and more banks and financial institutions are rushing to issue their customers debit cards. In fact, many of these companies routinely issue “enhanced” ATM cards that can also be used as debit cards to make purchases. This article ... Read More »

          Beware of Your Debit Card. Credit Cards are Safer.

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          Why a Debit Card is Not All That Attractive The debit card has an allure for many because it allows people to make credit card like transactions without the fear of debt but all of that comes at a price and a risk. A debit card is not a credit card, obviously. With a debit card, transactions are paid from ... Read More »

            I Started to Get Into Debt at 19. – Jon

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            Jon “Dear Steve, Hello, My story is a bit different, and longer than most. feel free to edit as you like. Coming out of high school, I had a job with great perks, and really good pay about a year and a half ago. The problem was, that with all these perks and money at the age of 19, I ... Read More »

              Debit Cards Less Safe Than Credit Cards & Please Use Your Credit Card Online

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              Over the years I have been droning on and on about the differences between a debit card and a credit card regarding safety and why people need to be more afraid of using their card in a restaurant than online. Where does the waiter go with your card when you hand it to them? Debit cards and credit cards are ... Read More »

                I’ve Said It For Years, a Debit Card is Not as Safe to Use as a Credit Card

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                The Consumerist site had a great story titled “Why Do Lenders Want You To Use Your Debit Card Like A Credit Card?” in which they brought up the issue again about the differences between a credit card and a debit card. Debit cards have invaded our lives and they are pushed like crack by our banks. The information the banks ... Read More »

                  Outrage Over Credit Cards with 222% APR

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                  Outrage Over Credit Cards with 222% APR QCK, UK - 1 hour ago The money must then be repaid at a rate that is more than 10 times the average APR of a credit card. Debt groups and politicians have expressed anger at the ... Read More »

                    Debit Card Concerns. Profits Hide Truth About Your Risks.

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                    For years banks have lied and hidden the reality of debit cards from you. What I’m about to tell you is going to sound counter-intuitive from everything you’ve been taught and believe. Here it is. Don’t use a debit card. It’s not smart financial management. By now you’re probably thinking that I’ve lost my mind but before you judge me, ... Read More »

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