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Gambling Has Ruined My Life. I Don’t Know What to Do With My Debt?

Question: Dear Steve, I just got separated from active duty, but I gambled through the funds I earned through that time (April 2021-August 2021), so I basically have nothing $8,000 in owed on Credit Card Nearly $8,000 for an auto loan Can’t afford car insurance Personal loans ( 2) both in the amount of $2,000 …

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My Husband Has Student Loan Debt and Anxiety, Depression, and PTSD

Question: Dear Steve, My husband has outlandish student debt. He has a clinical diagnosis of anxiety, depression, and PTSD. His doctor says it’s not “debilitating.” I have epilepsy. Everything online (at least for Missouri) says 120 payments required. I know that will never happen. He did not graduate. I don’t want to live the rest …

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Veteran With PTSD Eliminates Student Loans in Bankruptcy

Hill v. ECMC: A veteran seeks to discharge her student loans in bankruptcy Risa Rozella Hill enrolled at Wichita State University after getting out of the Army, and she obtained a bachelor’s degree in social work in 2002. She went on to pursue a master’s degree from Newman College but did not graduate. In 2008, …

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My CPTSD Has Left Me Making Poor Choices About My Student Loan Situation

Question: Dear Steve, Married with kids. A masters degree in Urban planning. Long story Since I have trust issues and self-worth issues that come from untreated and misdiagnosed CPTSD I attempted to bootstrap myself into a better situation by getting a lot of education. Now I have a lot of education and a ton of …

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Why People Make Poor Decisions When They Have Money Troubles and Debt Problems

I’ve been helping people with financial problems since 1994. My passion for assisting others with this struggle was because I lived through my own set of financial misery in 1989. After going through that process, I was very depressed and inquisitive why my self-esteem had been so shattered along with my ability to make complex …

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The Great College Loan Swindle Article Worth Reading

If you believe in social justice and basic human decency, you must read Matt Taibbi’s article on the student-loan crisis that appeared this month in Rolling Stone. Writing in the tradition of great American investigative journalism, Taibbi deconstructs “the great college loan swindle” that is destroying the lives of millions. Taibbi illustrates his theme by …

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