A Debt Buyer Is Suing Me and Won’t Show Proof I Owe It. Here’s What to Do Right Now.
A debt buyer sued you and hasn’t produced the contract, statements, or bill of sale? Here’s exactly how to answer, demand proof, and protect yourself right now.
Debt Buyer
They Said a Debt Collector Can Sue Me Wherever They Want. Federal Law Says Otherwise.
Federal law limits exactly where a debt collector can sue you over a debt. Here’s the FDCPA venue rule and what to do if you’re sued far from home.
What Encore Capital Just Told the SEC About Its Record Debt-Buying Quarter
Encore Capital’s own SEC filing shows a record quarter buying consumer debt, funded by $750 million in new Wall Street borrowing — with lawsuits growing faster than any other way Midland Credit Management collects.
Private Credit Funds Now Hold $350 Billion of Your Debt — Why Collection Is About to Get Worse
Private credit firms now hold $350 billion in consumer debt. When their investors demand returns, collection gets more aggressive on your loans and credit cards. Your FDCPA rights do not change, but you may need to enforce them.
LVNV Funding Is Suing St. Louis Residents Over Debts as Low as $426
LVNV Funding is suing St. Louis residents over debts as low as $426. 44% of cases under $1,000. What to do if a debt buyer sues you.
Northstar Location Services: Who Are They and Why Are They Calling You?
Quick Answer: Northstar Location Services, LLC is a debt collection agency based in Cheektowaga, New York (near Buffalo) with over 50 years of operation. They collect a broad range of consumer debt including credit cards, medical bills, auto deficiencies, and utilities. Their primary known phone numbers are 716-817-6770 and 877-630-6700. With 105 CFPB complaints, the …
Velocity Investments LLC: Who Are They and Why Are They Calling You?
Quick Answer: Velocity Investments LLC is a debt buyer based in Wall Township, New Jersey that purchases charged-off consumer debt and collects through a network of law firms across all 50 states. They are a subsidiary of Velocity Portfolio Group, Inc. Their primary contact numbers are 800-558-4027 and 732-556-9090. The Consumer Financial Protection Bureau has …
Unifin, Inc.: Who Are They and Why Are They Calling You?
Quick Answer: Unifin, Inc. is a debt collector based in Skokie, Illinois that operates as both a debt buyer and third-party collection agency. They collect primarily on credit card, personal loan, medical, and utility debt. Their main contact numbers are (888) 572-3987 and (800) 556-0504, though court records show they also call from multiple Florida …
Midland Credit Management: Who Are They and Why Are They Calling You?
Quick Answer: Midland Credit Management (MCM) is one of the largest debt buyers in the United States, headquartered in San Diego, CA, and owned by publicly traded Encore Capital Group. They purchase old credit card, auto, and consumer loan accounts from banks — often years after default — for pennies on the dollar, then attempt …
LVNV Funding LLC: Who Are They and Why Are They Calling You?
Quick Answer: LVNV Funding LLC is a debt buyer based in Greenville, South Carolina that purchases charged-off consumer accounts — primarily credit cards and personal loans — from banks and retailers. They do not call you directly: their servicer, Resurgent Capital Services, makes all collection contacts. If Resurgent Capital is calling you, they are collecting …
