I Already Paid This Debt But a Collector Says I Still Owe It. Here’s What to Do Right Now.
A collector is demanding money on a debt you already paid. Federal law bars collecting a paid debt, and here’s how to prove it and make them stop.
debt collection agency
A Creditor Won’t Stop Collecting After My Bankruptcy Discharge. Here’s What to Do Right Now.
A creditor still billing or calling after your bankruptcy discharge? Learn your rights under 11 U.S.C. 524, how to reopen your case for free, and stop it.
Debt Collector Calls: What You Need to Know
Steve Rhode and debt coach Damon Day share proven strategies for dealing with debt collectors based on decades of experience. Learn why being kind to…
Pay School Directly: When It Helps and Hurts
Quick Answer: Students cannot bypass collection agencies when schools have assigned debts to third-party collectors, as contracts typically require all payments go through the assigned agency. The debtor should pay the collection agency using traceable methods and request a detailed bill to verify the balance is accurate before making payments.Question:Dear Steve,I graduated from a university …
Stop Paying Bank of America: When It Helps
Quick Answer: Stopping payments to Bank of America on high-interest debt can help when the balance has grown from $500 to $2,000 despite four years of payments at 25.99% interest. Debt management programs typically reduce BoA’s rates to around 7% with frozen fees, while collection agencies often accept lower settlement amounts.“Dear Steve,I have a BOA …
Debt Collection 30-Day Pause: What It Means for You
Quick Answer: UK debt collection agencies agreed to pause debt collection for 30 days when debtors seek help from accredited debt management companies, giving borrowers breathing space to work with advisors on repayment plans. This agreement between the Department of Business, Enterprise and Regulatory Reform and the Credit Services Association prevents collection contact during the …
