I Missed My 30 Days to Dispute a Debt. Can I Still Fight It? Here’s What to Do Right Now.
Missed the 30-day window to dispute a debt collector? Here’s what you lose after day 30, what you still keep, and the steps to take this week.
Debt Collection Lawsuit
A Debt Buyer Is Suing Me and Won’t Show Proof I Owe It. Here’s What to Do Right Now.
A debt buyer sued you and hasn’t produced the contract, statements, or bill of sale? Here’s exactly how to answer, demand proof, and protect yourself right now.
What Encore Capital Just Told the SEC About Its Record Debt-Buying Quarter
Encore Capital’s own SEC filing shows a record quarter buying consumer debt, funded by $750 million in new Wall Street borrowing — with lawsuits growing faster than any other way Midland Credit Management collects.
What Happens If You Ignore a Debt Lawsuit (It’s Worse Than You Think)
Ignoring a debt lawsuit doesn’t make it go away — it hands the collector a court order to garnish your wages and freeze your bank account. Here’s what a default judgment actually does.
LVNV Funding Is Suing St. Louis Residents Over Debts as Low as $426
LVNV Funding is suing St. Louis residents over debts as low as $426. 44% of cases under $1,000. What to do if a debt buyer sues you.
What Happens If My Debt Settlement Company Doesn’t Settle and I Get Sued?
Being sued while enrolled in a debt settlement program is one of the most urgent situations in debt relief. Here’s what a lawsuit actually means, what happens if you ignore it, and why it may not be too late to negotiate.
Upsolve vs. New York: The Fight Over Who Can Help You When You’re Sued for Debt
New York courts ruled that non-lawyers cannot help people respond to debt collection lawsuits, even for free. Upsolve is now asking the Supreme Court to decide if a conversation can be a crime.
Debt Collector Cashed 3 Months of Checks in One Day. She Sued.
A Nevada woman agreed to pay a debt collector $247/month. The collector cashed 3 months at once and tried to cash 9 more, draining her account. She sued under the FDCPA.
LVNV Funding Complaints: What the Lawsuit Shows
Quick Answer: LVNV Funding faces a federal lawsuit for allegedly attempting to collect a 15-year-old time-barred debt without disclosing it was legally unenforceable. The complaint shows LVNV failed to warn that payments could revive expired statute of limitations, potentially misleading consumers into paying debts they’re not legally required to repay.Case InformationFiling Date: April 7, 2025Court: …
Creditor Lawsuits: When to Fight and When to Settle
Quick Answer: When facing creditor lawsuits, debtors should file a formal answer denying the claim to create a legal controversy, then use the discovery process to force collectors to prove the debt amount and validity. Fighting rather than ignoring collection lawsuits allows defendants to challenge questionable interest rates, fees, and documentation through the court system.“Dear …
