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debt collector calls

Debt Collectors Are Calling Me. Here’s What to Do Right Now.

by Steve Rhode

Debt collectors calling? Federal law limits when they can call, how often, and what they can say. Here’s how to stop the calls, demand proof of the debt, and know when bankruptcy makes sense.

Debt Collection Calls Surged 200% in 2025 — Here Are Your Rights

by Steve Rhode

FTC data shows debt collection complaints jumped 200% year-over-year with 400,000+ reports filed. Here is why calls are spiking and what rights protect you.

Getting Robocalls Meant for Someone Else? They Could Be Worth $1,500 Each.

by Steve Rhode

Wrong-number robocalls violate federal law. Each call could be worth $500 to $1,500. Here’s how to document them and take action under the TCPA.

Steve Rhode

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Get Out of Debt Guy Podcast - Steve Rhode

Get Out of Debt Guy Podcasts

  • Look Broke for a Year or Stay Broke for 10? The Credit Card Debt Trap
  • Budgets Suck: Debt Traps, Emergency Savings, and Keeping Up Appearances
  • Are You Helping Your Kids—or Hurting Your Retirement? – The Money Choices That Cost Millions
  • Should Adult Kids Pay Rent—or Are You Sacrificing Your Retirement?
  • Should You Stop Paying Credit Cards? – Why Banks Won’t Help Until You’re Behind

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Think of this as me — just in AI form. I've walked in your shoes. I filed bankruptcy myself in 1990, and in over 30 years of experience I haven't seen a situation that can't be worked through or a person who deserves judgment. Everything here is built on that experience, that research, and genuine care for you. I can't be there in person. But I can be here.

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