How Can I Defend Myself Against a Creditor Lawsuit?

“Dear Michael, I am being sued by a debit collector on my unpaid credit card balance. I disagree on the amount I owe because I believe the interest rate was 3.99% for the life of the loan. The interest charges, late fees, etc. comes to a lot more than I believe is right. I plan … Read more

So Sue Them: What We’ve Learned About the Debt Collection Lawsuit Machine

by Paul Kiel ProPublica, May 5, 2016, 8 a.m. Millions of Americans live with the possibility that, at any moment, their wages or the cash in their bank accounts could be seized over an old debt. It’s an easily ignored part of America’s financial system, in part due to a common attitude that people who … Read more

What Can I Do When I’m Being Sued by a Debt Collector

Question: Dear Steve, I’m being sued by a debt collector for a recent charged off credit card debt. I only work part time and I’m struggling financially, thus the reason why I stopped paying my credit card bill. I simply didn’t have the money to pay it. Now I’m being sued. At least, that’s what … Read more

Why Debt Collectors Dismiss Lawsuits All The Time

“Dear Michael, While searching for information about myself online, I find out that I am being sued by a debit collection agency. I live in CA and have never received a formal complaint or summons from Livingston Financial LLC. Can Livingston Financial LLC or any collection agency do this without proper notification. Based on the … Read more