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Tag Archives: debt collector

Frightening Calls From Fake Debt Collectors Threaten People With Jail for Payday Loans. It’s a Scam.

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Phantom phony debt collectors with Indian accents are calling people trying to scare them into paying debts that are not theirs. Some of the company names they use are American Credit Services, TAC Evolution, Allied Financial Services, CashNetUSA, Sonic Bank, Sonic CashNet, CashLand, and Cash America. If you know of others, please add them in the comments section below. The ... Read More »

    Debt Collector That Called People Loser for Not Paying Their Debts Just Went Bankrupt

    I don’t think people who go bankrupt are losers or morally corrupt. Most people are just good people stuck in the middle of a really bad situation. But people do feel bad about the situation and often feel less than whole for having lived through the need to file bankruptcy. But I could not help chuckle at the irony here ... Read More »

      Bill Collectors Keep Calling About a Truck We Paid Off in 2003. – Stephanie

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      Stephanie “Dear Steve, My husband had bought a (used, but newer) truck a few years before we married (around’03?) He sold the car(truck) because full insurance with his driving history (at the time) made insurance and payment more than the rent payment. He knew he was “upside down” on the truck lien when he decided to sell it. Trying to ... Read More »

        My Mother is Disabled and Bedridden in a Nursing Home and Chased by Debt Collectors. – Carolyn

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        “Dear Steve, My mom is bedridden and disabled in a nursing home for over 5 years. The credit cards she left behind were notified of her phsycial and finaancial inability to pay these debts over 4 years ago. I was told by her lawyer to ignore all communication about her debts which I have done and now they have tracked ... Read More »

          The Collection Manager Yelled at Me. I’m in the United Arab Emirates. – Cery

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          Cery “Dear Steve, I missed one payment for my first gulf bank credit card in the UAE so i wrote them an email to inform them of my current situation and to find a way to settle the matter with them, i paid 1,000aed against the minimum amount of 9,000aed. However i was shouted at by the collection manager and ... Read More »

            Debt Collectors Agree to Not Chase Debtors for 30 Days

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            Collections agencies in the UK have agreed not to chase debts for 30 days when debtors seek advice from accredited debt management companies. The 30 day breathing space, agreed between the Department of Business, Enterprise and Regulatory Reform (BERR) and the Credit Services Association (CSA), will start once an accredited debt management company has been appointed to help a debtor. ... Read More »

              Video of Debt Collectors That Pose as Police to Scare People to Pay or They Go Directly to Jail

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              There are plenty of respectable and good debt collectors that run their business in compliance with local and federal laws. And then there are the collection companies that engage in abusive practices and behavior. For those of us that regularly work with people in debt it is hard to not become distrustful or develop a strong dislike for debt collectors ... Read More »

                Collection Agent Trying Not to Use Violence

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                A recent article in the Christian Science Monitor just exemplifies how different consumer debt rules are around the world. In some areas debt collectors can intimidate you and in other parts of the world they can come to your home and office and shame you, grab you or break in. The article is about debt problems in India and my ... Read More »

                  The Collection Agency Will Not Give Me an Estimate I Am Able to Do. – Sara

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                  Sara “Dear Steve, I have 1 credit card that has been in collections for a while now. I would like to pay it off but the collections agency will not give me a an estimate I am able to do. Is there any way of getting help in lowering the total amount I need to pay? Sara” The Answer   ... Read More »

                    Can the Debt Collector Really Do That Under the FDCPA? – Jason

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                    “Dear Steve, Unemployed, increasing debt, previous attempts to settle and/or maintain debt payback inconsistant, delayed and past due payments. 1. Can a debt collector call outside of the hours 8am-9pm the debtor’s location and time? Are there any day restrictions (i.e. Sunday, holidays) 2. Is is legal for a debt collector to call a third party (who is an unrelated ... Read More »

                      My Credit Card Has Gone to a Collector. Who Can I go to for Help? – John

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                      “Dear Steve, I owe $28,500 on one credit card, have a truck payment of $350 a month, and pay $700 for rent. I make roughly about $2,800 a month. My credit card has gone to a collector. I haven’t paid on the credit card in over a year. Who can I go to for help in getting what I owe ... Read More »

                        Why The Debt Collector Works Hard to Manipulate You

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                        So you’re a debtor and this is your first time in financial trouble. It is scary, frightening and you are completely stressed out. Some people even kill themselves over the debt. The last thing you want to see are late notices or get calls from the debt collector. You’re just not that experienced playing the role of the debtor in ... Read More »

                          What Is The Best Way To Pay a Collection Company? – Martin

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                          Martin “Dear Steve, I’m ready to fix my bad credit. What is the best way to pay collection agencys, should i go through a debt management program or pay them myself? Martin” The Answer   Dear Martin, If you can afford to pay the collection companies for the past debt in full with one payment, then it would be better ... Read More »

                            I Want to Hide From My Creditors – Janet

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                            “Dear Steve, If I don’t pay unsecured creditors like personal and business lines of credit and I disappear as you have described. What can the creditors do to collect? Do they look for corp bank accounts I might have created? Janet” The Answer   Dear Janet, If you go back and read the article I wrote, “How to Hide From ... Read More »

                              Debt Collectors Get New Rights to Break Into Homes

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                              Debt collectors in the UK have been given new powers to collect debts at a time when consumers are facing growing economic tension and uncertainty. Under the new regulations debt collectors would be allowed to force their way into home, restrain residents and seize property in order to pay off credit card bills. It is mind boggling that the UK ... Read More »

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