Latest Posts
Home > Tag Archives: debt collector (page 5)

Tag Archives: debt collector

Deborah Wants to Write Letters to Creditors. But is That a Waste of Time?

Ready to Collapse

Deborah “Dear Steve, I have over $30,000 of debt. Most of this is credit card debt but almost as much is medical (doctors, emergency room, ambulance, nursing home, etc.) I thankfully had insurance that paid 80% of those bills. I am disabled now. I have just recently begun getting a disability check ($677.00/month) I have no job, no savings, no ... Read More »

    Can I Just Tell The Debt Collector That I’m Going to File Bankruptcy to Stop Calls? – Stephaine

    Ready to Collapse

    Stephanie “Dear Steve, I have debts and get calls all day long, but I’m to far behind to pay any of them. I just started back working part-time recently and I’m already about to have a pre confrence with another debt collector,but I know it will be more summons to come from others. Can I tell debt collectors that i’m ... Read More »

      Denise Can’t Find CACH, LLC And It is Holding Up Refinancing Her Home

      Denise “Dear Steve, I have judgment against me placed a company called CACH LLC. I cannot contact them or the attorney that placed the judgment. In midst of refinancing home to pay off judgment. Lawyer says I need a pay off amount. How can I get a pay off amount if I can’t get a hold of them? What if ... Read More »

        How Do Bill Collectors Get Cell Phone Numbers?

        Ready to Collapse

        I am often asked how debt collectors get a hold of your cell phone or mobile phone number when you have not given it to them. It is actually very easy to do and best yet, you give it to them. Never call a debt collector on a toll-free number or a direct number if you don’t want them to ... Read More »

          I Got a Call From Hoffman Schwartz & Associates Saying I Owe a Debt. – SAG

          “Dear Steve, I got a call today on my cell phone from phone #404-893-4113 with the message”This is so and so with Hoffman (?) and (?). I am calling in regards to a compliant from Bank of America regarding check fraud. Please call me or have your legal representation contact me within 24 hours or I will have to file ... Read More »

            Where Are The “Eager to Help” Creditors? – Steve

            Ready to Collapse

            “Dear Steve, I am nearly reached the end of long journey journey to enter a heathcare profession. Credit, damaged during the lean years of graduate school, was most rehabilitated. But then I had a job change (with pay cut) and adding insult to injury, I have stumbled at the last professional qualfying hurdle – the licensing exam. Once that is ... Read More »

              Complaints About Bill Collectors Rocket as Debt Collectors Get Tough

              Ready to Collapse

              A story by CNN today makes my article on How to Hide From Debt Collection, the Debt Collector and Creditors even more timely. After several years in which Americans were buying stuff on credit they couldn’t afford, a rapidly increasing number are complaining about getting harassed and abused by bill collectors. Nearly 71,000 people filed such complaints with the Federal ... Read More »

                I Am a College Student With Credit Card Debt. How Do I Hide From the Collectors? – Dora

                Ready to Collapse

                “Dear Steve, I am a 23 year old student who not only has debt from college loans and also credit card debt from last year (on 3 credit cards that have all been closed). I ran up a huge amount of debt in a short time and as of now I am unemployed. I am not able to work cause ... Read More »

                  I Have a Zombie Debt. I Paid a Debt Off That They Want to Collect On Again. – Dawne

                  Ready to Collapse

                  Dawne “Dear Steve, I was contacted recently about a debt that I had three years ago. I paid some on it according to the debt collector but I thought I had paid all of it because for the past three years I have not had any contact from them at all. I saw something about statue of limitations and was ... Read More »

                    I Owe Capital One $55,000 And Have Not Paid in 8 Months. – Dawn

                    Ready to Collapse

                    “Dear Steve, I owe $5,500 to Capital one. I have not paid in 8 months and it went to collection. They said they are going to sue me. I dont have the money to pay on this for another few months. What do I do? Hi, I am 24 and I have a credit card with Capital one which I ... Read More »

                      There’s Big Bucks in Bad Debts

                      Ready to Collapse

                      For decades, credit-card companies and other firms would eventually give up after attempting to collect from deadbeat customers. Now, companies are packaging and selling many of those overdue accounts for pennies on the dollar to debt collectors. The collectors then aggressively pursue the debtors to repay, or they turn around and resell those same debts to other collection firms. This ... Read More »

                        How to Stop Debt Collector From Calling You – Video

                        Ready to Collapse

                        Here is a nice new video from the Federal Trade Commission to help explain what rights you have when facing debt collection. Get Out of Debt Guy – Twitter, G+, Facebook Need More Help? Read More »

                          Credit Card Debt Trap Video – Must See!

                          Ready to Collapse

                          Dateline NBC did a great show about the issues surrounding consumer debt in America with my friend Elizabeth Warren was in it. She is a brilliant lawyer, consumer debt author and an overall good person. It’s worth taking some time to watch all the videos below. The information presented is eyeopening and will be disturbing to many that don’t believe ... Read More »

                            Frightening Calls From Fake Debt Collectors Threaten People With Jail for Payday Loans. It’s a Scam.

                            Ready to Collapse

                            Phantom phony debt collectors with Indian accents are calling people trying to scare them into paying debts that are not theirs. Some of the company names they use are American Credit Services, TAC Evolution, Allied Financial Services, CashNetUSA, Sonic Bank, Sonic CashNet, CashLand, and Cash America. If you know of others, please add them in the comments section below. The ... Read More »

                              Debt Collector That Called People Loser for Not Paying Their Debts Just Went Bankrupt

                              I don’t think people who go bankrupt are losers or morally corrupt. Most people are just good people stuck in the middle of a really bad situation. But people do feel bad about the situation and often feel less than whole for having lived through the need to file bankruptcy. But I could not help chuckle at the irony here ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.