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Tag Archives: debt collector

Video of Debt Collectors That Pose as Police to Scare People to Pay or They Go Directly to Jail

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There are plenty of respectable and good debt collectors that run their business in compliance with local and federal laws. And then there are the collection companies that engage in abusive practices and behavior. For those of us that regularly work with people in debt it is hard to not become distrustful or develop a strong dislike for debt collectors ... Read More »

    Collection Agent Trying Not to Use Violence

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    A recent article in the Christian Science Monitor just exemplifies how different consumer debt rules are around the world. In some areas debt collectors can intimidate you and in other parts of the world they can come to your home and office and shame you, grab you or break in. The article is about debt problems in India and my ... Read More »

      The Collection Agency Will Not Give Me an Estimate I Am Able to Do. – Sara

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      Sara “Dear Steve, I have 1 credit card that has been in collections for a while now. I would like to pay it off but the collections agency will not give me a an estimate I am able to do. Is there any way of getting help in lowering the total amount I need to pay? Sara” The Answer   ... Read More »

        Can the Debt Collector Really Do That Under the FDCPA? – Jason

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        “Dear Steve, Unemployed, increasing debt, previous attempts to settle and/or maintain debt payback inconsistant, delayed and past due payments. 1. Can a debt collector call outside of the hours 8am-9pm the debtor’s location and time? Are there any day restrictions (i.e. Sunday, holidays) 2. Is is legal for a debt collector to call a third party (who is an unrelated ... Read More »

          My Credit Card Has Gone to a Collector. Who Can I go to for Help? – John

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          “Dear Steve, I owe $28,500 on one credit card, have a truck payment of $350 a month, and pay $700 for rent. I make roughly about $2,800 a month. My credit card has gone to a collector. I haven’t paid on the credit card in over a year. Who can I go to for help in getting what I owe ... Read More »

            Why The Debt Collector Works Hard to Manipulate You

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            So you’re a debtor and this is your first time in financial trouble. It is scary, frightening and you are completely stressed out. Some people even kill themselves over the debt. The last thing you want to see are late notices or get calls from the debt collector. You’re just not that experienced playing the role of the debtor in ... Read More »

              What Is The Best Way To Pay a Collection Company? – Martin

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              Martin “Dear Steve, I’m ready to fix my bad credit. What is the best way to pay collection agencys, should i go through a debt management program or pay them myself? Martin” The Answer   Dear Martin, If you can afford to pay the collection companies for the past debt in full with one payment, then it would be better ... Read More »

                I Want to Hide From My Creditors – Janet

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                “Dear Steve, If I don’t pay unsecured creditors like personal and business lines of credit and I disappear as you have described. What can the creditors do to collect? Do they look for corp bank accounts I might have created? Janet” The Answer   Dear Janet, If you go back and read the article I wrote, “How to Hide From ... Read More »

                  Debt Collectors Get New Rights to Break Into Homes

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                  Debt collectors in the UK have been given new powers to collect debts at a time when consumers are facing growing economic tension and uncertainty. Under the new regulations debt collectors would be allowed to force their way into home, restrain residents and seize property in order to pay off credit card bills. It is mind boggling that the UK ... Read More »

                    Fred Owes AMEX $40,000 And Can’t Pay American Express Back

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                    “Dear Steve, I own a home based business (S corporate in CA). Since the begining of the year, I’ve been make less than previous year. Hoping it would change, I used my AMEX to make up for the difference….You can figure out the rest. My bill of 40K+ is due in a couple of days and I have made next ... Read More »

                      Shellie Had Cancer And Is Now Slowly Dying From Terminal Debt

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                      Shellie “Dear Steve, I had cancer and a lot of complications with it, at the same time my youngest son had lung surgery. I don’t have any other outstanding bills other that medical. Even with insurance i still owe about 6 or 7 thousand dollers in medical bills. I am getting disability but it isn’t much. My husband works but ... Read More »

                        Stop Debt Collectors – 100 Pages of Good Advice

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                        I didn’t tell Gerri Detweiler that I was going to purchase her book and secretly read it. I knew she would have sent me a free copy if I had asked but I didn’t want our friendship to cloud my review of her new book “Stop Debt Collectors: How to Protect Your Rights and Resolve Your Debts”. The book can ... Read More »

                          What to Do if Your Creditors And Bill Collectors Make You Really Angry

                          There is only so much one person can take.

                          I’ve heard more people issue swear words and threats against creditors and debt collectors than you can imagine. Having the pressure increase when you are in debt makes good people say and do silly and regrettable things. Many feel those normal emotions but feeling like you are going to explode or wanting to kill the debt collector or yourself is ... Read More »

                            So You Have to Use Your Credit Card In An Emergency – Personal Finnance Bloggers Question of The Week

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                            This weeks personal finance brain trust question was: What goes through your mind when people say that they HAD to use their credit card to get by? Is using a credit card when you can’t afford to pay a smart or necessary thing to do? WC – A 27-year-old writer living in Chicago and writing about personal finance through The ... Read More »

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                              hiding

                              Writing this article is a bit of a double-edged sword. You see while I think that open communication is always the best way to deal with a debt situation, sometimes people just need to find a way to escape from the pressure just to recover their sanity. If you are having a difficult problem handling collection calls or dealing with ... Read More »

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