7 Debt Strategies Dave Ramsey Won’t Tell You About

Quick Answer: There are at least 7 legitimate debt strategies beyond the Ramsey snowball: hybrid snowball-avalanche, Ramsey-with-retirement, minimum payments plus investing, strategic default, income pivoting, geographic arbitrage, and debt settlement. The best choice depends on YOUR numbers, not someone else’s philosophy — and the option missing from that list is bankruptcy, which beats every one …

Read more