Question: Dear Steve, Based on your knowledge and experience in debt settlement, what are the top 5 companies you’d recommend? I continue to get offers from companies. They tell me my current one isn’t good. They are a 3rd party and say you should be with a law firm, etc. Tracey Answer: Dear Tracey, First, …
Question: Dear Steve, Reviews of credit card debt consolidation companies are concerning. Where can I find recommendations of the best companies for this, please? Thank you! Terence Answer: Dear Terence, I answered a similar question earlier. You might want to look at this answer. But here is what makes such a simple question so difficult …
Question: Dear Steve, What is the best loan consolidation company for $15k of credit card debt? Danielle Answer: Dear Danielle, Great question. Tough answer. It is a bit like asking what the best dessert is. It depends on many factors. People use the term “consolidation” in different ways. Sometimes people use it to talk about …
Q: Is it legal for a mortgage company to all of a sudden demand a deferment balance from 10 years ago now, or will they foreclose on the home I am one month behind on the monthly payment? A: That sounds a lot like a balloon mortgage (a mortgage in which a large portion of …
It can often seem like your monthly income flows right back out. If you feel like your money is gone before you even have a chance to choose where it goes, you may need to get a handle on your finances. Regular monthly expenses can fill your budget easily, leaving less money to spend now …
By Jocelyn Baird, NextAdvisor.com We are a nation of people in debt, and it doesn’t seem to be getting any better. According to data released by the Federal Reserve this February, Americans’ revolving, non-mortgage credit increased in December 2014 to $ 3.3 trillion — while non-revolving credit (such as student and auto loans) rose to …
Finding a legitimate debt consolidation loan program can be frustrating, depressing and darn near impossible. We’ve all seen the advertisements promising loans for people with bad credit or loans with no credit check. In my experience those companies are often high priced, that is if you actually get a debt consolidation loan and not get …
“Dear Steve, I’m overwhelmed with debt and I need your advance once again. Steve, please tell me the best debt consolidation companies? A company that will get the job done and put me back on track with my finance. I have always trusted your advice. Please help!!! Thanks again, Gene” Dear Gene, Thanks for coming …
“Dear Steve, I would like to consolidate my credit card debt into one payment to lower my payments and can see a end date. What is the best way to do this and what company can help? I don’t have extra money to pay down. Michelle” Dear Michelle, That’s hard to tell just based on …
We want to get cash out of our house, but wonder if we can do this without refinancing the house. Because if we refinance it will take longer to pay off the house. We have 6 more years to pay on it. We want to consolidate our bills with the cash. Dear Dorothy, If you …
