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I’m a Trucker and Need a Loan to Get My Kenworth Back on the Road

Question: Dear Steve, Owner/Operator worked in Montana/ North Dakota in the oil fields. When everything got shut down last year it took all I could do to move back home to Nebraska. Had to park my truck and worked on a farm for my cousin and hauled mail to Omaha, Lincoln and Denver part time …

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Can I Get a Loan for Medical and Household Expenses I Can’t Afford?

Question: Dear Steve, It all started when I had to have my roof repaired and also needed a new air conditioner for my house. I am semi-retired and have a 1600. monthly social security fixed income. I kept receiving 0% offers, and just went to the bank to deposit them. I really don’t know where …

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Who Will Give Us a Loan to Payoff $100K of Credit Card Debt?

Question: Dear Steve, We make a sizable income ($350,000) and we have just paid off most of our vehicles (only one left); problem is cc debt–the peer to peer sounds great, but $35,000 is not going to cut it–need more like $100,000 to truly pay down the debt. Contrary to how it sounds, we are …

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Will You Really Help to Fund My Debt Consolidation Loan?

Question: Dear Steve, I have $40,000 in credit card debt (accruing interest) and about $10,000 currently on 0% promotions. Tried to consolidate via credit union or with Wells Fargo a several times over the years. They all declined for the same reason: too many high balances on revolving debt. Well duh, that is the point …

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People Willing to Lose a Limb or Listen to Nickelback to Eliminate Their Debt

Prosper, the online debt consolidation loan lender, recently conducted a pool about how people are looking at or dealing with debt. The big fact that jumped out at me was that nearly 3 percent of respondents would be willing to cut off an arm or a leg to have their debt eliminated. Seriously? Here are …

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I’d Love to Find a 10 Year Loan to Consolidate My Credit Cards. – Lori

“Dear Steve, $27k in revolving debt and another $20k already set up in low rate repayment schedule loans of debt. I just want to know if any banks offer consolidation loans for a 7 year term where they take our cards, issue payoff checks and cut our cards, anymore? I so want to pay off …

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I Was Turned Down by Lending Club and Prosper for a Debt Consolidation Loan. – Brian

“Dear Steve, I applied at LendingClub.com and at Prosper.com for a loan to consolidate my debt. I was declined at both. I have been trying to find a solution to consolidate my debt and eventually eliminate it. No places simply want to provide a loan. My credit score is good (690 ish). What other steps …

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I Was Approved for a Debt Consolidation Loan. What Now? – Ricardo

“Dear Steve, Thank you so much for a great site of information! I just contacted LendingClub.com and was approved for a little under $30k. I was looking for the full amount of $35k, but no need to get greedy, right? LoL very thankful for what was offered. My question involves what exactly to pay off. …

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