It All Started When My Husband Lost His Job in South Africa in 1999. – Maria

“Dear Steve, All started in 1999 my husband lost his job and i haven got a permanent job for a year. So i didnt pay any accounts they blacklist me and soon as i start working all the creditors start phoning me i took out loans that i count afford and theirs were everything start … Read more

I Live in South Africa and I Have Creditors Calling Me Everyday. – Zandile

Zandile “Dear Steve, I’m in round about R40 000.00 of debt altogether, i only earn nett 6800 p/m. i dont know how to get out of this mess. i’ve got creditors phoning me everday, threats of legal action, summons you name it. pls help me. i really am tired of all this. Is it not … Read more

I’m Drowning in Debt in New Zealand and South Africa. – Drowning

“Dear Steve, 50yr female, 2weeks back in South Africa; 2years out of SA; made redundant few mths after obtaining work+work permit in NZ; unable to obtain work+renew work permit; borrowed money in SA to go + borrowed in NZ for airfare back home. Job hunting now; pennyless; no possessions; living off relative. Suffers from Osterich … Read more