debt crisis

Debt Crisis: What to Say (and NOT Say) to Someone You Care About

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When someone you care about is stuck in a debt crisis, it’s easy to feel helpless—or worse, to say something that accidentally makes them feel even more ashamed or alone. I’ve been helping people with debt problems since 1994, and I’ve seen it too many times: well-meaning friends and family give advice that backfires, not …

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I Was Drowning in Debt—No One Told Me This

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Introduction: The Truth About Debt No One Talks About I remember the moment debt took over my life. I had a stack of overdue bills sitting on my kitchen table—credit card statements, past-due notices, letters with big, bold warnings like “FINAL NOTICE” and “IMMEDIATE ACTION REQUIRED.” Every time I looked at them, my stomach tightened. …

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