A Merchant Cash Advance Company Froze My Bank Account. Here’s What to Do Right Now.
A merchant cash advance company froze your bank account — here’s how to find out why, and the fastest legal paths to get your money back, right now.
debt-help
My Electric, Gas, or Water Is About to Be Shut Off. Here’s What to Do Right Now.
Your utility is about to be shut off. LIHEAP crisis grants pay utilities directly — applying often freezes the disconnection clock. Here’s what to do right now.
Getting Debt Free Isn’t One-Size-Fits-All: Why Your Plan Needs to Fit You
Damon Day (solo episode) explains why there’s no single ‘right way’ to get out of debt—the best path depends on your unique situation. Using client stories…
Debt Crisis: When It Helps and When It Hurts
Steve Rhode (solo episode) addresses those crushed by debt and paralyzed by fear. Using Mike’s story—a 38-year-old father frozen in his car after his credit…
Free Government Debt Relief: Myth vs Reality
Quick Answer: Free government debt erasure programs advertised online are scams, but legitimate government assistance like SNAP, housing aid, and utility assistance can free up money to pay down debt faster. Resources like the 211 helpline connect people to local financial assistance programs that most borrowers don’t know exist.You’ve probably seen the ads: “Get free …
Let’s Talk About Overcoming Financial Anxiety
Quick Answer: Steve Rhode and Damon Day explain that financial anxiety affects people at all income levels and stems from more than just poor budgeting habits. The hosts emphasize that recognizing debt problems early and implementing mindset shifts can help break the cycle of financial stress before it becomes overwhelming.Feeling like your finances are running …
Debt Myths Keeping You Broke: Myth vs Reality
Quick Answer: Common debt myths keep people trapped in financial struggle when the reality is often the opposite of what they fear. Bankruptcy, despite widespread misconceptions, is frequently the fastest path to financial recovery and rebuilding credit rather than the permanent destruction many people imagine.In this episode of Get Out of Debt Guy, Damon Day …
Drowning in Debt? What No One Tells You
Quick Answer: Debt creates a psychological trap: a 2013 Science study found people already under money pressure did worse on reasoning tests in the moment, which makes escape harder. The key is recognizing that financial stress alters brain chemistry and decision-making ability, but unknown debt relief options exist beyond what most people consider.Introduction: The Truth …
Debt Perception: Myth vs Reality
Quick Answer: People’s perception of debt is often distorted by emotional filters and cognitive biases that cause them to underestimate the severity of their financial problems. The brain’s tendency to seek comfort and fill in knowledge gaps leads to dangerous misconceptions like “I’ll catch up next month” that can worsen debt situations significantly.Ever looked at …
Debt Relief Help: What It Means and What to Do
Quick Answer: Debt relief companies, including non-profit credit counselors, have no fiduciary duty to put consumer needs first and prioritize maximizing their own revenue over finding the best debt solutions. Consumers should not blindly trust debt relief company recommendations without understanding this fundamental conflict of interest.Being in debt is a terrible situation. You are at …
