Sohail Wants to Pay Off Old Debts to Improve His Credit

Sohail “Dear Steve, I have debts and collection agencies had been contacting me about them, but not anymore. I want to pay off all my debts and make an excellent credit. I want help in (1) to find out how much I owe and who? (2) I want to pay you very fast and you … Read more

Richard Asks “Who Is Better to Get Out Of Debt With, John Cummuta or Dave Ramsey?”

“Dear Steve, I’m considering both John Cummuta’s and Dave Ramsey’s systems to get out of debt and build wealth. Which is better? Richard” Dear Richard, Your question really made me stop and think and more importantly analyze what I was feeling about both. I’ve never met John but Dave and I crossed paths when I … Read more

Chanel Writes In “How Do I Find Out Who I Owe?”

Chanel wrote me at GetOutOfDebt.org and had a debt question. If you have a question you can write me too! Chanel asked: “I have lots of small debts. I want to pay off my debts but don’t know how to find out who I owe.” Chanel, It is amazing how such a simple question can … Read more

MJ – “I’m Ill, I’ve Got Bills, And I Don’t Know What To Do”

MJ “Dear Steve, I’ve been able to work very little because of severe health issues. Sadly they are on going, with uncertain prognosis. Medical bills mounting as well. (about 5K). I’ve been living off of credit cards and can no longer keep up with payments. Approx 2k per mo. in credit card payments. I’m not … Read more

Donna Wants to Know “Should I Take My Money Out?”

“Dear Steve, I have my home paid for and owe nothing on my car, I have a rental that I owe $25000 and I have it rented for $475.00 month. My payment is $303 month and my insurance is $33.00 month and my taxes are $100 month. I want to sell my rental but with … Read more

ML Writes In, “I Can’t Pay My American Express Card.”

“Dear Steve, I am self employed and have lost an important account. I now cannot pay the minimum on my American Express card, which is $2,000.00. If I pay them I can’t pay my other expenses. Have you any ideas ?” Dear ML, Ouch! I know how much it hurts to lose a major account … Read more