In Debt and Starting Over: Why It’s Not the End—It’s the Exit

If you’ve been waking up in a cold sweat wondering how in the world you’re going to climb out of your debt situation… you need to hear the solid wisdom Damon just spilled in this latest podcast episode. It’s called “In Debt and Starting Over: Why It’s Not the End—It’s the Exit”—and it might be …

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Getting Debt Free Isn’t One-Size-Fits-All: Why Your Plan Needs to Fit You [Podcast]

🎯 What “Debt Free” Really Means Let’s get real about something that should be simple—but never really is: Getting debt free. Sounds straightforward, right? Pay off what you owe, and boom—you’re free. But if you’re feeling overwhelmed, frozen, or completely burned out trying to chase that dream, you’re not the problem. The real issue? There …

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Can Debt Relief Help With Personal Loans? Yes. But If You Owe Your Cousin Jimmy… That’s a Whole Different Story.

I had a client once who tried to pay their electric bill with a credit card while eating instant noodles for the fourth meal in a row. But he was really curious if debt relief can help with personal loans. Good question. Not because they loved sodium bricks in soup form (although, let’s be honest, …

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The Truth About Debt Elimination (And Why Most People Get It All Wrong) – Podcast

Debt elimination isn’t just about numbers—it’s about freedom. But here’s the painful reality: most people trying to get out of debt are playing a game they were never meant to win. In the latest episode of The Get Out of Debt Guy Podcast, I pull back the curtain on what debt elimination really takes. Spoiler …

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The Ugly Truth About ‘Free’ Government Debt Relief Programs

You’ve probably seen the ads: 🚨 “Get free government debt relief programs now!”🚨 “Erase your debt—no cost, no problem!”🚨 “Special stimulus program wipes out what you owe!” Sounds amazing, right? Well, here’s the thing—those ads are lying to you. There’s no secret government program handing out debt erasers like Oprah giving away cars. BUT—and this …

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Credit Counseling Is Robbing You of $400K—And You Don’t Even Know It

In the maze of debt relief options, one wrong turn could cost you nearly half a million dollars in lost retirement savings. Many consumers trust nonprofit credit counseling agencies to help them navigate their debt, but the reality is far more expensive than advertised. Before committing to a Debt Management Plan (DMP) or filing for …

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CFPB Rollbacks: Are You Ready for What’s Coming to Get You?

📢 In 2023 alone, Americans lost over $10 billion to fraud, including millions from debt relief scams (Source: ftc.gov). Now, with the CFPB on life support, those numbers are about to skyrocket. With the CFPB cutting staff and senior enforcement officials resigning under the Trump administration, scammers are circling like sharks. Let’s be honest—if the …

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Broadsword Student Advantage Sells People Student Loan Help They Could Get for Free

A reader wanted to know more about a radio commercial they heard in California that was promising a student loan assistance or consolidation program. The reader said the telephone number in the radio advertisement was 800-514-9773 and they thought the company was Student Advantage. So I called to find out what the service was all …

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Debt Relief Options – What In The World is Going On?

A couple of loyal readers sent me in tips about a recent press release by Debt Relief Options (DebtReliefOptions.com) out of Frisco, Texas. Both readers wanted to point out the $100,000 sweepstakes Debt Relief Options was offering and one made the point Debt Relief Options appears to not be registered to do business in Texas, …

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