Credit Acceptance’s $694 Million Settlement: What Borrowers Actually Need to Know (September 2026)
Credit Acceptance agreed to pay $694 million after 40 states alleged predatory auto lending. Here’s exactly how you’ll know if you’re covered.
Debt Relief Scams
They Said Transferring My Deed Would Save My House From Foreclosure. It Cost People Their Homes — and They Still Owed the Debt.
Signing your deed over to a foreclosure rescue company doesn’t save your home. It transfers ownership, not the mortgage. You can lose the house and still owe the debt.
They Said a Company Can Get Your Student Loans Forgiven Faster — For a Fee
No company can get your federal student loans forgiven faster — applying is free at StudentAid.gov, and charging upfront fees is often illegal. Here’s the proof.
My Debt Settlement Program Failed and I’m Near Retirement. Here’s How to Recover.
Your debt settlement program failed — fees gone, debts unsettled, retirement close. Here’s how to stop the bleeding, get money back, and the option they never told you about.
How to Find an Attorney to Help With Your SBA EIDL Loan
Defaulted on your SBA EIDL loan? Here’s how to find the right attorney — and how to avoid the ‘loan relief’ scams targeting borrowers.
The 5-Step Playbook Exposed by Two States in Three Weeks — This Is How Predatory Debt Relief ‘Law Firms’ Actually Work
Two independent investigations exposed the same predatory law firm scheme in 3 weeks. Here’s the 5-step playbook they documented — and how to protect yourself.
Why Union Members Under Financial Pressure Are Prime Targets for Debt Relief Scams
Financial stress drops your IQ by 13 points — and debt relief scammers know it. How union-branded companies exploit workers during strikes, and how to protect yourself.
Debt Relief Scams Targeting Union Members: How to Spot Them
Companies like Union Debt Assistance use profession-branded names to trick union members into sharing financial details. Learn the red flags and how to verify any debt relief company before it’s too late.
The Truth About Debt Settlement Success Rates: What Government Investigations Actually Found
Debt settlement companies claimed 85–100% success rates to undercover government investigators. Federal and state agencies documented actual rates often in the single digits. Here is what the research shows before you enroll.
CFPB Fights for Survival: What It Means for You
The Consumer Financial Protection Bureau secured emergency funding through March 2026, but faces three legal battles that could shut it down. If the agency that polices debt collectors and credit repair scams disappears, consumers lose their main federal protection.
