Debt, Savings, Salesmen, Bankruptcy, and the Fear of Making the Wrong Move
Steve Rhode and Damon Day reveal how debt-relief sales pressure mirrors HVAC scam tactics — and why the math on Chapter 7 vs. settlement can differ by $82,500.
Steve Rhode and Damon Day reveal how debt-relief sales pressure mirrors HVAC scam tactics — and why the math on Chapter 7 vs. settlement can differ by $82,500.
Did this conversation help?
Thank you. I'm glad you reached out.
You took an important step today. Come back any time.
Think of this as me — just in AI form. I've walked in your shoes. I filed bankruptcy myself in 1990, and in over 30 years of experience I haven't seen a situation that can't be worked through or a person who deserves judgment. Everything here is built on that experience, that research, and genuine care for you. I can't be there in person. But I can be here.
Conversations are saved anonymously. Personal details are automatically removed before storage. This is an AI — not a financial advisor, attorney, or therapist.
Not sure where to start?
Been here before?
