Home > Tag Archives: debt settlement (page 5)

Tag Archives: debt settlement

TheCreditExchange.com Signed Me Up For Allegro Law Debt Settlement. – Michele

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“Dear Steve, Had 55+ debt from a divorce turned to thecreditexchange.com in Orange County CA to enter a DMP, they signed me up with Allegro Law. I have been with “The Program” since March 2009 in which of course I paid my fees up front, now they have $4320.00 of my money, since I just learned about this situation, of ... Read More »

    I’m Worried That Credit Solutions is Not Communicating With Me. – Samantha

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    Samantha “Dear Steve, I had good credit and was paying my bills on time, then litterally overnight I realized I couldn’t make the payments any more and my cards were maxed out. I joined Credit Solutions, a debt relif group. But now my credit score has drop dramatically and little communication from them makes me wonder if I made the ... Read More »

      Peter Is Trying to Find Shelter In These Uncertain Economic Times

      Financial Tornado

      “Dear Steve, I’m wondering if it time for a a mid-recovery, mid-recession course correction? My situation is grad school era babies, two layoffs and completely unnecessarily missed/late CC payments have buried us in CC debt (65K@30%APR), auto (6K@0%, 15K@7%) and student loans (35K at 8%) with little hope of lower interest rates or new financing options. Thankfully we got out ... Read More »

        Debt Collector Won’t Send Me Debt Settlement Agreement in Writing – Kathy

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        Kathy “Dear Steve, Currently in the process of paying a settlement for a debt owed due to my car being repossessed. This settlement is through NCO Financial Systems. The agreement was initially on the phone for a set amount to be paid over 6 months. This was secured with an immediate withdrawl from my bank checking account, and NCO Financial ... Read More »

          I Was Working With Debt RX USA. They Promised Me 40% Settlements But I’m Being Sued. – Amanda

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          “Dear Steve, I contracted with DebtRxUSA to work through debt settlement. I was promised at least at 40% setttlement on my 2 credit cards. It has been an uphill battle with them to get them to respond to my questions and concerns, return phone calls and emails, and my creditors are telling me they will not deal with them. After ... Read More »

            Jim is Looking to Pay Off His Debt For Half of What He Owes

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            “Dear Steve, I’m overextended and about to pay off approximately $30,000 in credit card debt and would like to negotiate with credit card companies. If I settle for a smaller amount owed to the credit card company – will this reflect negatively on my credit report?? Jim”   Dear Jim, Will it hurt your credit, it sure will and here ... Read More »

              How Do or Can I Settle My Debts on My Own? – Shawna

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              Shawna “Dear Steve, I have 20,000 on 2 credit cards and a an interest free loan of 15,000 from my mom. I would like to be able to pay off both cards with the 15,000. Is there a way to request to see if the 2 companies would reduce the amount I owe them if I paid it off immediately ... Read More »

                I’m Leery of Debt Settlement. – Lynn

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                “Dear Steve, I have my own business, too much debt, built new house, I’m not working, helping in our business. Can’t afford minimum payments anymore. Looking at debt settlement companies, but leary. Owe about 140,000 in unsecured debt. Don’t like the idea of bankruptcy, but can’t afford high mortgage & credit card debt as well as 2 RV payments & ... Read More »

                  Why I Love Debt Settlement and Why Debt Settlement Isn’t Going Away

                  Debt Settlement Dog

                  Based on some of the things I’ve written about debt settlement some people may think I actually hate debt settlement. In fact nothing could be further from the truth so I wanted to talk about it. With all that has gone on in debt settlement with the investigations, FTC telephone sales rules, Senate hearings on debt settlement, the Debt Settlement ... Read More »

                    Should We Use Freedom Debt Relief or an Attorney to Help Us With Debt Settlement? – Debbie

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                    “Dear Steve, We are drowning in unsecured debt and cannot get our heads above water. We are trying to decide whether to go with a debt settlement company (we are leaning toward Freedom Debt Relief) or contact an attorney. Not sure if the fees would be comparable- or if the attorney would be able to help us in the same ... Read More »

                      Jill Says, “I’m a Stay At Home Mom. We Are Starting To Sink.”

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                      Jill wrote me through the GetOutofDebt.org site and asked for help. You can write me also and ask for help. “We are in a load of debt. My husband makes $90,000 a year, I am a stay at home mom. We own our home, but there is not much equity so we can’t refinance. We owe $50,000 in credit card ... Read More »

                        Will I Go to Jail Because of My Debts? – Pam

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                        “Dear Steve, I am currently going through a divorce. We have put out house on the market and hoping it sells. We have plenty of equity in the house and are planning on using this equity to pay off credit card debt of about 40,000. I was enrolled in a debt settlement company for the last year but the payments ... Read More »

                          Should I Wait For Grandma to Die So I Can Pay My Debt? – Jack

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                          “Dear Steve, I have credit card debt of $95000, 2nd mortgage of $40000, 1st mortgage of $140000. My house is worth perhaps $300000. I make $115000 annually plus bonus in good years of 15%. This wasn’t a good year, so there was none. My stock options are now under water (worth zero). I’m using my IRA to fund my daughter’s ... Read More »

                            I’m Worried That Debt Settlement Will Hurt My Security Clearance

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                            “Dear Steve, I’m in a situation right now where my credit issues are being questioned because of my security clearance. I first made arrangements with the vehicle collection agency to settle the amount of $5080.00. I have made the first payment and received paperwork asking about my credit situation from the Government. In feeling very pressured to do something about ... Read More »

                              I’ve Had Problems Working With a Debt Settlement Company and I’m Looking for a Sample Debt Settlement Letter. – Kerry

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                              Kerry “Dear Steve, We signed up with Allegro Law (a debt settlement co.) and as with most of these companies, they took our money and we got deeper in debt and now all of our accounts have been turned over to attorneys for collection. I did negotiate a settlement over the phone with the one firm so far that filed ... Read More »

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