States Adding the Most Consumer Debt in 2026

Maine leads the nation in consumer debt growth with credit card balances jumping nearly 8% in a single quarter. Georgia ranks fifth. Nationally, credit card debt hit a record $1.28 trillion according to the Federal Reserve Bank of New York.

66% of Americans Enter 2026 Carrying Debt

A new Resonate report reveals 66% of Americans enter 2026 carrying debt, with 11% taking on new debt just for monthly essentials like groceries. When the math is broken, here’s what you can actually do about it.