Do I Really Have to Default on My Debts to Go Into a Debt Settlement Program? – Mark

“Dear Steve, I’ve considered both the Debt Management and Debt Settlement routes, but was told that I must first default on all of my cards before pursuing the latter. This strikes me as an extraodinarily risky move to make (the default interest rate on most cards is astronomic). Is there any way to pursue Debt … Read more

We Have Crappy Credit But Need to Stop The Car Getting Repoed. – Anna

“Dear Steve, My husband and his father are cosigners on a car loan together which is in mine and my husband’s possession and we are the ones paying for it. Due to my father in laws illness he has filed for Chapter 7 bankruptcy, the lawyer has stated on the forms to remove my father-in-law’s … Read more