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My Ph.D. in Engineering Left Me With Student Loan Debt I Can’t Afford

Question: Dear Steve, I’ve accrued ~$450,000 of student loan debt in the pursuit of getting a PhD in engineering. My payments are around $4500 per month minimum from both private and federal loans. I can’t keep up with the payments, I’m slowly sinking into not being able to pay anything even though I have a …

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