We commonly think that post-traumatic stress disorder (PTSD) is something that only combat troops face. It’s thought of as an effect only of war. But that’s not the whole story. Through news reports and media coverage we are also aware of the ripples and problems PTSD can create in the lives of many brave military members after they return home. ... Read More »

I spend so much time thinking and living in the world of debt that I’ve realized it is equally important to talk about life after debt. When you are in debt it is an intense and immediate feeling. Some say they feel as if they are drowning. Some say they feel like they are covered by a dark cold veil. ... Read More »

“Dear Steve, I’m a 42 year old professional, recently divorced. I took all the debt, left him all the assets, i.e. collateral, for a 401k distribution as settlement, which I’ve basically been triple taxed on and came out still far down in the hole. Then I got laid off and have been in the process of starting my own company ... Read More »

“Dear Steve, I am 51 year old woman with a husband and two kids 21 and 17. been married for 32 years. the last few years or more i should say things just have gotton way out of control. i work two jobs and hubby one. i have always supported my kids to do there racing. as our town is ... Read More »

I am a senior at [X] State University. I grew up with both of my parents my entire life with little to no financial difficulties. Over the past few years my father has hit rock bottom with depression over the loss of money that he has being going through. My dad is a Self-Employed Contractor and has been since he ... Read More »

“Dear Steve, At the moment, I’m overwhelmed to the point where I’m not sure what to do. Last year my [redacted]. I find myself in over my head with credit card debt. In the middle of such grief, you’d think debt would be the last thing on my mind, but it is only adding to the stress, plus I can’t ... Read More »

“Dear Steve, Credit card debt after being divorced, unable to work, no income, but paying the minimum on it. I need out, it’s stressing me too much and hurting my health more, when I already have bipolar and clinical depression disorders. I used the sale of my car to pay off the one, but I am still $7000 in debt. ... Read More »

“Dear Steve, (struggling) small business owner and single mother. I owe approx 70K in credit cards & credit lines. Tapped out of credit options. In addition, I’m scared, cant sleep, anxiety, etc. I am about to close on 2nd mortgage in order to pay off debts. As an individual, can i negotiate with banks, credit card companies to reduce pay ... Read More »

Tamara “Dear Steve, I feel sick about this debt and it’s taking it’s toll mentally and physically! My husband & I are in huge credit card debt ($83,000) due to some tax issues and his unemployment for more than a year. We currently rent a home, but just before my husband lost his job we purchased a small cabin and ... Read More »

“Dear Steve, My debt was caused by something totally different. I am 48 years old. Six years ago, the youngest of our three children moved out. My husband works swing shift and I found myself lonely and depressed. I didn’t know what to do with myself. But then I found the casino. A place I could go by myself. I ... Read More »