Direct Consolidation Loan

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  What is The Easiest Way For Me to Not Have My Tax Refund Intercepted This Year for Student Loans?

  Question: Dear Steve, Multiple federal loans and grants in default. 3 of which have already been placed in a rehab program with monthly payments of $5. Currently a homemaker with one income, fiances’, as I am home...

  • Posted February 5, 2018
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  Who is Reputable to Help Me Get My Student Loans Forgiven? – Bella

  Question: Dear Steve, I graduated in 2007 with $90,000 in loans… since then i have been having babies and working very minimum and my loans were in forbearance. Now they are $160,000 and completely unaffordable. I cant...

  • Posted October 13, 2016
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  Why Income Based Student Loan Payments Can Be a Terrible Trap

  What Student Loan Assistance Companies Are Not Telling You With the surge in companies that are selling student loan assistance programs it seems their product is most commonly just filling out paperwork to enroll people in income...

  • Posted February 20, 2015
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  Department of Ed FFEL Joint Consolidation Rules Arbitrary & Punitive

  Not that long ago I wrote an article, “This is One Way to Get FFEL Spousal Consolidation Loans Forgiven” in which a reader was looking for a way to deal with her previous FFEL spousal joint consolidation...

  • Posted February 12, 2015
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  This is One Way to Get FFEL Spousal Consolidation Loans Forgiven

  “Dear Steve, I have been a government employee and/or public servant since 1991. I am now 45 and I hope to retire by age 72. In or around 2002, I consolidated my law school student loans with...

  • Posted January 22, 2015
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  The Best Way to Lower Parent PLUS Loan Payments

  Parent PLUS student loans sure seem like a financial death trap. Parents are encouraged to jump into them to help pay for school by taking out Parent PLUS student loans, and they think they are doing a...

  • Posted January 13, 2015
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  I’m in an Administrative Wage Garnishment. How Can I Consolidate My Student Loans? – Tina

  “Dear Steve, My wages are garnished for a defaulted student loan. I read your post about consolidating and getting on a reduced payment plan (IBR). I have tried this with my federal student loan agency and they...

  • Posted November 10, 2014
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