Question: Dear Steve, I have recently become unable to work due to arthritis in all my joints (very painful) However I just started collecting CPP disability. But it is not enough to pay all my everyday living expenses. Now I am starting to get in debt. Borrowing money from people…my Cpp is $453.61.I also get …
A notice out today says the Department of Education seeks the “re-establishment of the matching program between the U.S. Department of Education (Department) and the Social Security Administration (SSA). The purpose of the matching program is to assist the Department in facilitating borrowers who owe a balance on one or more student loans under title …
Question: Dear Steve, I am being sued over a $2600 debt with CC company. I am fully disabled. My income comes from two sources, SSDI and private disability insurance. I know that SSDI is not garnishable, however, it’s unclear whether my private disability insurance is garnishable. Wisconsin statues regarding this matter at best are extremely …
In a rare moment of bipartisanship at the end of 2017, a bill was introduced and signed into law that finally deals with the issue of tax liability for forgiven student federal and private student loan debt from the death of the student or disability. Rob Portman (R-OH) introduced the legislation with Senators Chris Coons …
Question: Dear Steve, I am 25 and have been diagnosed with 5 different chronic illnesses and diseases. Most of them have to do with my nervous system and severe chronic pain. I have been sick for 11 years but only got 3 of the diagnoses in the past 6 months. I recently had to drop …
Question: Dear Steve, I have a $26,000, when combined, student loan debt which is presently in default. I’m 61years old, applied for disability, having the first of 3 surgeries on July 3, total right knee replacement. Forced to move from home to live with sister who had knee replacement also. I live with her in …
Question: Dear Steve, I took out a student loan in 2006 with my father as the cosigner for a one year nursing program (LPN). I worked for the next few years after getting my license in 2008. Navient is the loan servicer. In 2013, after years of struggling with health issues, I became legally totally …
Question: Dear Steve, Between myself and my partner of 11 years we are in debt about 20K. I am undecided as to whether I should file for chapter 7 , or a debt relief company. We are both collecting ssi for my partner and myself ssdi. Any suggestions would be greatly appreciated. Cindy Answer: Dear …
Question: Dear Steve, I co-signed for my daughters school loan. Private and government loans. I went bankrupt in 2009 and lost everything my home everything. Sallie Mae had the loans at the time. I sent certified to ask for Hardship forgiveness and all the loans were named in BK. Under to law that I see …
Question: Dear Steve, Hi Steve…. First, thank you for providing this service to those of us who desperately need some direction. I have Fibromyalgia and Chronic Fatigue and have not been able to work for many years now…. I applied for and was denied (as many are) for disability. I filed in 2010 and just …