I have a Discover card that is in default with a $11,500 balance. I’m a 63yo who is working part time and collecting partial S.S. as well. I only work 15 hours a week so my take home is less then $200 a week. I called Discover and made a cash offer to them to …
Discover Financial Services (DFS) said the proportion of its customers who are a month late on their credit card payments hit an all-time low during its second quarter, helping more than double the card company’s profit. The record low in credit-card delinquency rates, which the company said covers a 25-year period, highlights the sharp turnaround …
“Dear Jeremy, Over the past 24 months I have managed to settle 3 second mortgages and one credit card for a grand total of 310,000 for 32000.. I have only two remaining debts and am struggling with them. They are two remaining credit cards..One through a credit union for 22k and a Discover card for …
“Dear Steve, I have credit card debt with Discover. I tried to negotiate with them. Debt is $5k due to interest rate and late payment. I would like to settle, but I cannot afford to pay a lump sum of $3600. This is a huge learning lesson. I was told I cannot file for bankruptcy. …
“Dear Steve, I have about 4,000 dollars of VISA debt and about 11,000 dollars Discover card debt. I also have considerable student loans. I recently came into some money and wanted to pay off all my credit debt – which I have barely enough money to do… anyway, I was thinking about asking Discovercard to …
“Dear Steve, I have a Sam’s card and was paying on it until i lost my job and can’t pay on it.. plus had to go to the doctor for depression and medication. The credit card company calls and I explain it but they are nasty and I’m scared to what happens next. What can …
Evelyn “Dear Steve, Got involved with a debt elimination progam and it didn’t work. Attorney Berman’s office is suppose to be the attorney for Discover. Berman’s office got a judgment against me and I took them back to court in April and had that overturned by the judge since the judgment wasn’t valid. Berman’s office …
Heather “Dear Steve, Basics: I just turned 40. I’ve been unemployed for about 9 of the last 18 months. Finally have a part time, minimum wage job. Looking for more work but can’t find anything yet. I owe around $12-15,000 in unsecured debt. I agreed to a program with Discover where they reduced my interest …
Liz “Dear Steve, I have been unemployed due to downsizing since June 2008. I fell behind on my Discover card payments, and now they are suing me for $10,000 plus court costs and interest. I can’t make ends meet on my unemployment check, and even that is due to run out in May. I am …
In my attempt to help point out what to look for in credit offers and marketing material I wanted to review the recent offer from Discover. Sometimes the scans can be hard to read so this time I’m simply retyping the offer sent to millions and will comment about specifics of the message and terms. …