Latest Posts
Home > Tag Archives: down-payment

Tag Archives: down-payment

How to Get Your Finances in Order Before You Buy a Home

Couple Buying House

To successfully buy a home these days, you’ll need patience, resilience to rejection and sound financial planning. You don’t need to earn gobs of money to successfully purchase a home — well, depending on your area. You do, however, need to have enough income left over after your proposed mortgage payment and other financial obligations. You need to be able ... Read More »

    Forget About Credit. Will Anyone Be Able to Save a Down Payment to Buy a House in The Future?

    Zemanta Related Posts Thumbnail

    The Center for Responsible Lending has a very interesting publication out that addresses the proposed new regulation that will mandate a 20% down payment for a residential mortgage. The 20% proposal is ridiculous and you will not that it has nothing to do with if you have good or bad credit. The new proposed large downpayment would block consumers out ... Read More »

      I’m Feeling Defeated About My Financial Future. – Nicki

      Ready to Collapse

      Nicki “Dear Steve, When I left college with credit card debt I had no way of paying, no real job and student loans piled on top, I was struggling to keep from drowning in debt. Top that off with medical isses (no insurance) and those bills, it took almost seven years to pay back the largest items after being delinquent ... Read More »

        We Live in Section 8 Low Income Housing and Want to Buy a House. – Patrice

        Ready to Collapse

        Patrice “Dear Steve, We live in a section 8 home and have five kids and with a partner we are going to get married and want to buy a home. My credit is messed up by 9000 dollars and his credit is messed up a little bit or he doesn’t have enough credit history. So whats the best thing for ... Read More »

          I Thought I Did the Right Thing With My Perfect Credit. – Jim

          Ready to Collapse

          “Dear Steve, I have always prided myself on having good credit. I never missed a payment on any secured or non secured loan, including credit cards. A few years ago, I wanted to upgrade where I lived so I purchased a nicer Florida condo and kept my old condo to rent. I purchased a condo that required 12% down, so ... Read More »

            Will I Ever Be Able to Buy a House After My Bankruptcy and Foreclosure? – Michael

            Ready to Collapse

            Michael “Dear Steve, I got a chpt 7 a few years back when I was going through a divorce. Ran into some money problems and got a chpt 13 repayment plan but my house was foreclosed on. I am currently renting a home but would like to save money for a big down payment on a new home. I recently ... Read More »

              Get My FREE Get Out of Debt Guy Newsletter

              It is the smart thing to do.

              I promise to keep your email safe and secure.


              I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

              You can unsubscribe at any time with just one click.

              After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

              • It will keep you posted on the latest scams.
              • You will be alerted to the latest articles.
              • You will wind up smarter than everyone else dealing with debt.