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earned wage access

Connecticut Just Ordered a Paycheck-Advance App to Refund Every Fee It Charged Its Connecticut Users. Here’s What That Means If You Use One (September 2026)

by Steve Rhode

Connecticut just ordered Tapcheck to refund every fee it charged after alleging the app operated without a license. See what changes next.

AI Is Changing Work Fast. What Damon Day and I Think It Means for Gig Work and Your Debt Payoff Plan

by Steve Rhode

Steve Rhode and Damon Day on AI, gig work, and Tesla’s Cybercab, which isn’t live yet — and what it means if you’re counting on gig income to get out of debt.

The $162 Million PPL Caregiver Settlement Just Got Approved. Here’s What NY Home Aides Should (and Shouldn’t) Do (July 2026)

by Steve Rhode

NY home care workers paid through PPL may share a $162 million settlement. You don’t need to file a claim yet — here’s what to do and the scam to avoid.

Minnesota Just Sued the Brigit Cash Advance App — Here’s What to Check Before Your Next Advance

by Steve Rhode

Minnesota’s AG says Brigit’s cash advances are really payday loans. Whether you use it or not, here’s the one number to check on your own app.

They Said Getting Paid Early Is Free. Earned-Wage-Access Apps Are Payday Loans in a Costume.

by Steve Rhode

“Getting paid early is free”? Not quite. The cash-advance apps you download carry 109%–367% effective APRs — and 75% of users re-borrow within a day.

Is EarnIn Legit in 2026? Here’s How to Find Out

by Steve Rhode

Is EarnIn legit? Research EarnIn yourself — CFPB complaints, BBB profile, state regulatory actions, and the right questions to ask before you sign up.

Steve Rhode

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Get Out of Debt Guy Podcast - Steve Rhode

Get Out of Debt Guy Podcasts

  • The 10 Things You Must Do After Bankruptcy
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  • Look Broke for a Year or Stay Broke for 10? The Credit Card Debt Trap
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  • Are You Helping Your Kids—or Hurting Your Retirement? – The Money Choices That Cost Millions

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