If you’re here reading this, it probably means one thing: Something didn’t go the way you planned. Maybe you hit rock bottom financially. Maybe life blindsided you with something bigger than your savings account could catch. Or maybe you’re just emotionally stuck, staring at the mess and wondering how you’re supposed to pick yourself up …
When someone you care about is stuck in a debt crisis, it’s easy to feel helpless—or worse, to say something that accidentally makes them feel even more ashamed or alone. I’ve been helping people with debt problems since 1994, and I’ve seen it too many times: well-meaning friends and family give advice that backfires, not …
Ever looked at an apple and thought, “That’s red,” only to realize that color is just your brain interpreting light waves? Wild, right? Well, your perception of debt works the same way. What you think is happening with your money isn’t always what’s actually happening—and that disconnect can cost you big time. The Reality Filter: …