Today, we’re going to be talking about credit repair, how to improve your credit score, scams to avoid, and what you should and should not do to help make your credit score as shiny as it should be. You can find Damon Day on his site. If you have a question you’d like to ask …
The Consumer Financial Protection Bureau (CFPB) has just released this list of consumer reporting companies that can be held accountable. The list identifies dozens of specialty reporting companies that collect and sell access to people’s data, including individuals’ finances, employment, check writing histories, or rental history records, often without their knowledge. Using the list, people …
This suit filed against Sallie Mae Student Loan Corporation, Ascension, Navient, Equifax Information Services, Pioneer Credit Services, Trans Union, and Experian Services Corporation would be unbelievable if all the facts asserted are proven true. I’ll keep an eye on this suit but for now, here is what we do know. In Texas, in December 2020 …
Date Received: 2019-01-01T00:00:00.000 Product: Medical debt Issue: Written notification about debt Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: I disputed with Equifax the collections claim from XXXX XXXX XXXX and they resolved the dispute in less than 30 days with not documentation from XXXX XXXX XXXX to prove the claim. They sent …
Date Received: 2018-12-24T00:00:00.000 Product: Credit card debt Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: Last reported date – XX/XX/XXXX Creditor Name – XXXX XXXX Supposedly Opened on – XX/XX/XXXX Limit – {$500.00} Payment Status – Collection/Charge off Creditor Contact Details – XXXX XXXX XXXX XXXX …
Date Received: 2018-12-24T00:00:00.000 Product: Medical debt Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: XXXX XXXX is reporting FOUR collection accounts under my credit report. My SS # is XXXX, XXXX XXXX, DOB- XX/XX/XXXX. There are no account numbers reported The balances are {$290.00}, {$94.00}, {$99.00} …
Date Received: 2018-12-23T00:00:00.000 Product: Medical debt Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: XXXX XXXX XXXX {$44.00} – Original Debtor XXXX XXXX XXXX XXXX. This debt has been paid. Account Number : No Account Number listed. PLEASE REMOVE XXXX XXXX {$230.00} – XXXX XXXX XXXX …
Date Received: 2018-12-19T00:00:00.000 Product: Other debt Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: I have contacted Equifax several times via phone online, and via first class mailings on many occasions in regard to an account that was placed in my name that did not belong …
Date Received: 2018-12-10T00:00:00.000 Product: Credit card debt Issue: Written notification about debt Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: I sent Equifax multiple letters to very that this account was owed by me and I never received a copy of a application with my signature. Company: EQUIFAX, INC. State/Zip: FL 327XX Company …
Date Received: 2018-12-10 Product: Auto debt Issue: Written notification about debt Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: I sent Equifax multiple letters to verify this account and I never received proof or a copy of a application with my signature. Company: EQUIFAX, INC. State/Zip: FL 327XX Company Response to Complaint: Closed …