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Side Hustle Success Is Created With Hope or Hopelessness

It is easy to give advice about side hustle success, keeping your chin up, or pushing on. When you feel down and out, that’s the last thing you want to hear. Well, maybe actually, the last thing you want to hear is, “If life gives you lemons, make lemonade.” How about a throat punch for …

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Fear and Loathing in Debt

Being in debt is not an emotional walk in the park and unless you know what it is like, you can’t feel the pain or suffering that goes with it. People forget or don’t know what it is like to be in debt. No, not the kind of debt where you owe Bob a bit …

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Mehdi is Looking For Credit Card Debt Help to Help Pay Debt

Mehdi “Dear Steve, I’m about $90,000 in credit card debt and can’t afford to pay them. I’m willing to pay what I can but the economy has really hurt my business. What can I do to lower my monthly payments significantly? Mehdi” Dear Mehdi, Sadly the reality is that you just simply might not be …

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The 20 Greatest Myths About Credit and Debt

MYTH #1 My financial condition is so bad that my situation is hopeless. REALITY Although you may not be able to find the perfect solution, you probably have some choices about how to best resolve your situation. Open your mind and be realistic about your options. MYTH #2 If I don’t use credit, I’ll never …

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Joe Started His Business Using Credit Cards And Now He is in Trouble

“Dear Steve, I had some bad luck in small business and had to use my credit cards and now I am about $50,000. in debt. I have very little income coming in right now and have about 3 months of cash left to pay the mortgage and monthly bills. I want to pay my bills,but …

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