It is easy to give advice about side hustle success, keeping your chin up, or pushing on. When you feel down and out, that’s the last thing you want to hear. Well, maybe actually, the last thing you want to hear is, “If life gives you lemons, make lemonade.” How about a throat punch for …
When it comes to money troubles and dealing with debt, it’s scary stuff. I lived through it and will never forget how crappy that experience was. But what I learned the hard way, and what I see every single day from watching others is the fear of failure attracts people to make the most illogical, …
Here is a nice movie from Honda about about the benefits of failure. Even though this is primarily about motorsports, many of the messages are still very true when it comes to dealing with all sorts of failure in life. And the key benefit of failure is to learn from the mistake and use that …
Nicholas “Dear Steve, So far, my wife and I are current every month on all of our bills, but we’ve been living with steadily deepening debt since we got married 8 years ago. We were students then, living on student loans. We went into debt for our wedding and haven’t had a positive net worth …
Being in debt is not an emotional walk in the park and unless you know what it is like, you can’t feel the pain or suffering that goes with it. People forget or don’t know what it is like to be in debt. No, not the kind of debt where you owe Bob a bit …
Mehdi “Dear Steve, I’m about $90,000 in credit card debt and can’t afford to pay them. I’m willing to pay what I can but the economy has really hurt my business. What can I do to lower my monthly payments significantly? Mehdi” Dear Mehdi, Sadly the reality is that you just simply might not be …
MYTH #1 My financial condition is so bad that my situation is hopeless. REALITY Although you may not be able to find the perfect solution, you probably have some choices about how to best resolve your situation. Open your mind and be realistic about your options. MYTH #2 If I don’t use credit, I’ll never …
“Dear Steve, I had some bad luck in small business and had to use my credit cards and now I am about $50,000. in debt. I have very little income coming in right now and have about 3 months of cash left to pay the mortgage and monthly bills. I want to pay my bills,but …
Anne wrote me through the GetOutofDebt.org site and asked for help. You can write me also and ask for help. Anne says “I have a large debt load and I am unable to make the payments. I have been on short term disability for eight weeks which has made an already difficult time even worse. …