Debt Collector Caught Abusing Consumers

The Consumer Financial Protection Bureau (CFPB) recently filed a proposed settlement to resolve a lawsuit against a debt collection enterprise and its owner. The CFPB alleges that Fair Collections & Outsourcing (FCO) violated federal law by failing to establish or implement reasonable written policies and procedures regarding the accuracy and integrity of the information it … Read more

FAIR COLLECTIONS & OUTSOURCING, INC. – CFPB Complaint ID 3113539

Consumer Complaint Submission

Date Received: 2018-12-31T00:00:00.000 Product: Other debt Issue: Written notification about debt Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: Fair Collections and Outsourcing is reporting that I have an outstanding debt owed to an apartment community for {$7500.00}. I acknowledge that I do have a liability with the apartment community, but I strongly … Read more

FAIR COLLECTIONS & OUTSOURCING, INC. – CFPB Complaint ID 3088013

Consumer Complaint Submission

Date Received: 2018-11-30T00:00:00 Product: I do not know Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: I’ve sent multiple letters to this agency about this not being my account. After being advised by identitytheft.gov, I’ve completed and sent a fraud affidavit via certified mail. I can … Read more

FAIR COLLECTIONS & OUTSOURCING, INC. – CFPB Complaint ID 3079318

Consumer Complaint Submission

Date Received: 2018-11-20T00:00:00 Product: Other debt Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: FAIR COLLECTIONS & OUTSOURCING XXXX XXXX XXXX XXXX XXXX XXXX, MD XXXX XXXX XXXX XXXX i want this collection off my credit it does not belong to me i dont owe fair … Read more

FAIR COLLECTIONS & OUTSOURCING, INC. – CFPB Complaint ID 3065565

Consumer Complaint Submission

Date Received: 2018-11-05T00:00:00 Product: Other debt Issue: False statements or representation Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: As I stated in a previous complaint, XXXX XXXX ( once managed by XXXX XXXX XXXX XXXX, and XXXX, NOW CURRENTLY managed by XXXX XXXX ) has been unfairly discriminating against me since I … Read more

FAIR COLLECTIONS & OUTSOURCING, INC. – CFPB Complaint ID 3066273

Consumer Complaint Submission

Date Received: 2018-11-05T00:00:00 Product: Other debt Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: Original Complaint – ” The Original Creditor ( XXXX XXXX ) closed the account of {$1700.00}. An unauthorized account was opened by FAIR COLLECTIONS AND OUTSOURCING INCORPORATED on XX/XX/XXXX.Nothing is due to … Read more

FAIR COLLECTIONS & OUTSOURCING, INC. – CFPB Complaint ID 3061085

Consumer Complaint Submission

Date Received: 2018-10-30T00:00:00 Product: Other debt Issue: Written notification about debt Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: XX/XX/2015 – Moved out of rental property in XXXX, GA completing required move out obligations with property management company XXXX XXXX XXXX. Move out inspection was scheduled after relocation date for my work and … Read more

FAIR COLLECTIONS & OUTSOURCING, INC. – CFPB Complaint ID 3060079

Consumer Complaint Submission

Date Received: 2018-10-30T00:00:00 Product: Other debt Issue: Written notification about debt Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: On XX/XX/2018 I signed a 12-month lease with XXXX XXXX XXXX XXXX. On XX/XX/2018 my cosigner went to the leasing office to pay the pro-rated last months rent of {$700.00} to cover the remainder … Read more

FAIR COLLECTIONS & OUTSOURCING, INC. – CFPB Complaint ID 3056025

Consumer Complaint Submission

Date Received: 2018-10-25T00:00:00 Product: Other debt Issue: Written notification about debt Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: This item has been on my credit report for a few years. I have never received anything from them as to what this is for or who the original creditor is and why I … Read more

FAIR COLLECTIONS & OUTSOURCING, INC. – CFPB Complaint ID 3053648

Consumer Complaint Submission

Date Received: 2018-10-23T00:00:00 Product: Other debt Issue: Written notification about debt Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: When I moved out of XXXX XXXX apartments I had no clear way of knowing that there were additional charges that I needed to pay, and they made no attempt to inform me or … Read more

FAIR COLLECTIONS & OUTSOURCING, INC. – CFPB Complaint ID 3053498

Consumer Complaint Submission

Date Received: 2018-10-22T00:00:00 Product: Other debt Issue: Written notification about debt Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: in XX/XX/2018 I attempted to remove 3 collection accounts from my XXXX and XXXX credit profile.The acounts are inaccurate and they have not verified the contract between me and the following 3rd party collection … Read more

FAIR COLLECTIONS & OUTSOURCING, INC. – CFPB Complaint ID 3037807

Consumer Complaint Submission

Date Received: 2018-10-04T00:00:00 Product: I do not know Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: Unknown company, unknown debt. They claim I owe them through another company. I don’t have a signed contract with this company, They have no authorization to run my credit. Never … Read more

FAIR COLLECTIONS & OUTSOURCING, INC. – CFPB Complaint ID 3040359

Consumer Complaint Submission

Date Received: 2018-10-08T00:00:00 Product: I do not know Issue: False statements or representation Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: I do not owe any one money. I paid all my doctors bill and every other bill I have so I don’t understand why they keep calling me. Then they want my … Read more

FAIR COLLECTIONS & OUTSOURCING, INC. – CFPB Complaint ID 3037035

Consumer Complaint Submission

Date Received: 2018-10-04T00:00:00 Product: Other debt Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: On XX/XX/2016, I was given the go ahead to buyout my rental lease and was given the information that I must pay approximately {$2300.00} and be out by the end of XX/XX/2016. … Read more

FAIR COLLECTIONS & OUTSOURCING, INC. – CFPB Complaint ID 3025365

Consumer Complaint Submission

Date Received: 2018-09-21T00:00:00 Product: I do not know Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: I contacted this company on today ‘s date in reference to this unfamiliar debt. I told then I was a Victim of Identity Theft and I filed an Identity Theft … Read more