Millions Are Hounded for Debt They Don’t Owe. One Victim Fought Back, With a Vengeance

Worth Reading – Andrew Therrien wanted payback. He got it—and uncovered a conspiracy. On the morning a debt collector threatened to rape his wife, Andrew Therrien was working from home, in a house with green shutters on a cul-de-sac in a small Rhode Island town. Tall and stocky, with a buzz cut and a square, … Read more

FTC Stops More Fake Debt Collectors Operating as Alliance Law Group

The Federal Trade Commission has charged a debt collection operation with taking people’s money for fake debts they did not owe by posing as lawyers and falsely threatening to sue or have them arrested if they did not pay. A federal court temporarily halted the operation and froze its assets at the request of the … Read more

Company is Chasing Me for a Debt I Don’t Owe. What Do I Do?

Question: Dear Steve, Back in December of 2014 I received an email from a company stating that I owed them $990.68 for a debt that I know I don’t owe. They state in their email that they put my social security # into their National Database checking system and said that I was never charged … Read more

The Debt Collector Said I Will Be Arrested So I Paid a Debt I Didn’t Owe

“Dear Steve, “I was called about a debt that supposedly I owe I was in a consolidation payday debt agreement and I thought all of them had gotten paid got called about sending the police to arrest me at work. Did not want the embarrassment nor the file on my teaching record, therefore, I paid … Read more

I’m Losing Sleep Over Debt Collector Threats. – David

“Dear Steve, On April 10,2013 My wife got a call from someone with a forgin accent who told her that they have criminal papers with my name on them breach of contract/fraud for a payday loan that I supposed to have taken out sometime in 2008, I have not got any paper work on this … Read more

If You Get This Debt Collection Email. It’s Dubious at Best.

One of my Facebook followers sent me this email they got for a debt collection company trying to scare them into paying a debt they most likely don’t owe. This effort ranks right up there with all the other bogus debt collection efforts that try to scare someone into paying a debt the company may … Read more

A Guy With an Indian Accent Says I Will be Arrested for an Old Payday Loan. – Cha

“Dear Steve, I had a pay day loan that i default after a few payments because of personal situation that i had very little control on. Now i am getting calles from an indian accent person threating that cops will be sent to my house or work place to arrest me on felony charges and … Read more

Old Payday Loan People Are Threatening to Turn Me Over to Local Authorities. – Shemeka

“Dear Steve, Over 5years ago I took out went to a check cashing place n got a pay day loan n forgot about it so i didnt pay them off now about 2months ago a collection agency has been calling for repayment of check for about 520.00 and on top of that lawyer and court … Read more

A Guy Keeps Calling And Says He Has a Summons for Me About Some Debt. – Stefannie

“Dear Steve, Private number keeps calling saying there has been a summons for me. He states I can call the company at 866-239-0475 and settle out of court. He also claims he as on e was to my work. I didnt call back BC when I Google the number it led to a scam. The … Read more

Cash America Says They Are Going to Arrest Me for an Old Loan. – Melissa

“Dear Steve, I got a phone call from a number in New York Claiming I owe money to Cash America and I am being suied and will lose my job and be arrested. I have not taken a loan from cash america and the number is 516 302 1077. They really scared me, cause they … Read more

Fake and Bogus Debt Collector Scam – Video

Don’t let a fake or bogus debt collector threaten you with immediate arrest on a debt you don’t recognize. Some outfits have sprung up that use personal information obtained from people who may have applied online for a loan to call and scare into paying a fake debt. Recently Gerri Detweiler, Michael Bovee and I … Read more

Fake Debt Collectors from India, Stopped

In December of 2009 I wrote Frightening Calls From Fake Debt Collectors Threaten People With Jail for Payday Loans. It’s a Scam. Since that time people have been receiving an increasing number of brazen calls from fake and phony debt collectors threatening jail or arrest. The names and telephone numbers these fake debt collectors literally … Read more

Fake Debt Collector – Consumer Complaint – 1-27-2012

Consumer Complaint Submission

Date This Problem Happened: January 27, 2012 State You Live in: New York Race/Ethnicity: White Age Range: 21-35 Total Amount of Fee Paid: Company Name: Michael Carter Company Address: Company Telephone Number: 818-337-3042 Website of Company: Consumer Statement: I got a phone call around 6pm tonight saying that I was going to be arrested tomorrow … Read more