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FDCPA

A Judgment Landed on the Wrong Account. Here’s How I’d Get It Fixed.

by Steve Rhode

Judgment on the wrong account? The deadlines that matter, how a receiver changes who can collect, and when to call a consumer attorney.

I Missed My 30 Days to Dispute a Debt. Can I Still Fight It? Here’s What to Do Right Now.

by Steve Rhode

Missed the 30-day window to dispute a debt collector? Here’s what you lose after day 30, what you still keep, and the steps to take this week.

Debt Collectors Won’t Stop Calling My Elderly Parent. Here’s What to Do Right Now.

by Steve Rhode

A collector won’t stop calling your elderly parent, and now it’s calling you. Here’s who it can legally talk to, what it can’t garnish, and how to stop it.

I Settled This Debt Years Ago. Now a Collector Is Threatening Me With a Fake Lawsuit. Here’s What to Do Right Now.

by Steve Rhode

A collector is chasing a debt you already settled — with a fake ‘pretrial division’ voicemail. Here’s what the law says and what to do right now.

A Debt Buyer Is Suing Me and Won’t Show Proof I Owe It. Here’s What to Do Right Now.

by Steve Rhode

A debt buyer sued you and hasn’t produced the contract, statements, or bill of sale? Here’s exactly how to answer, demand proof, and protect yourself right now.

I Went to Court and Lost My Debt Case. Here’s What to Do Right Now.

by Steve Rhode

You went to court and lost the case. Here are your real options now: appeal deadlines by court type, what the judgment allows, and how bankruptcy affects it.

A Private Student Loan Company Is Suing Me. Here’s What to Do Right Now.

by Steve Rhode

A private student loan lawsuit has a real deadline. Learn your rights, how to demand proof of ownership, and whether bankruptcy can stop it or wipe it out.

I Paid a Fake Debt Collector and Now I Want My Money Back. Here’s What to Do Right Now.

by Steve Rhode

I sent money to a fake debt collector. Here is exactly how to get it back based on how you paid, plus how to report it and protect yourself next.

15 Million Dental Patients’ Records Exposed at DentaQuest — A Credit Freeze Won’t Stop the Part That Actually Costs You

by Steve Rhode

DentaQuest’s breach exposed SSNs and dental records for 15M+ people. A credit freeze won’t stop medical identity theft — here’s what actually works.

A Medical Bill Went to Collections and Nobody Warned Me. Here’s What to Do Right Now.

by Steve Rhode

A medical bill just landed in collections and nobody warned you. Here’s whether that’s legal, what to check first, and the fastest way to fight back.

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Get Out of Debt Guy Podcast - Steve Rhode

Get Out of Debt Guy Podcasts

  • Credit Card Debt, Hospital Bills & the “Just Get a Loan” Trap
  • Look Broke for a Year or Stay Broke for 10? The Credit Card Debt Trap
  • Budgets Suck: Debt Traps, Emergency Savings, and Keeping Up Appearances
  • Are You Helping Your Kids—or Hurting Your Retirement? – The Money Choices That Cost Millions
  • Should Adult Kids Pay Rent—or Are You Sacrificing Your Retirement?

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