The CFPB has effectively stopped operating after Treasury Secretary Scott Bessent ordered staff to halt all work. Active lawsuits against Capital One, Walmart, and Zelle are frozen. Here’s what it means for your debt protection and what you can do.
The Consumer Financial Protection Bureau secured emergency funding through March 2026, but faces three legal battles that could shut it down. If the agency that polices debt collectors and credit repair scams disappears, consumers lose their main federal protection.
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