Latest Posts
Home > Tag Archives: fico score

Tag Archives: fico score

What You Need to Know About Your FICO Score

Ready to Collapse

If you have ever heard someone refer to your “score” or your “credit score” they are probably referring to your “FICO Score.” It is called a FICO Score as the way the number is calculated is based on software developed by a company called Fair Issac and Company. Once you have requested a loan, a lender may ask one of ... Read More »

    VantageScore, FICO Score, Experian Plus Credit Score. Which Credit Score Really Matters?

    Ready to Collapse

    Let’s start with the basics, what a credit score really is. A credit score is NOT a value that identifies who is a better personal finance manager. A credit score IS a number that is calculated to allow lenders to identify which people are the least risky to lend to and who are most likely to produce them the most ... Read More »

      Credit Scoring: How it Works and How You Can Improve Your Score

      Ready to Collapse

      What Is Credit Scoring? If you have tried to get credit, a loan or a mortgage, you may have had your credit information graded for risk potential. This is called “credit scoring” or “risk scoring.” Credit scoring is one factor that lenders or creditors consider to determine if they should give you a loan, a mortgage or extend you credit. ... Read More »

        Mary Lou Writes In And Wants To Know “Why Does My Credit Score Keep Going Down?”

        Ready to Collapse

        Mary Lou “Dear Steve, My FICO score does not keep going up: 3/99 I filed bankruptcy-it will be 10 years next March and should come off my credit score. I owe $5,400 on one credit card and $7,300 on my car for a total of $12700. In January 2008, I owed over $26000. All bills are paid on time or ... Read More »

          Get My FREE Get Out of Debt Guy Newsletter

          It is the smart thing to do.

          I promise to keep your email safe and secure.

          Close

          I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

          You can unsubscribe at any time with just one click.

          After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


          • It will keep you posted on the latest scams.
          • You will be alerted to the latest articles.
          • You will wind up smarter than everyone else dealing with debt.